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45 Shore Road, East Setauket, NY, 11733

4beds
3baths
2,346sqft
$1,100,000
$469price/sqft
$7,915/moest. monthly cost
$316,600/yrincome needed

About This Home

Where does one begin? For those who want it all...coastal lifestyle, nearly 180-year-old detail that cannot be replicated, a home with soul, provenance, & stories, modern comforts, a flexible floor plan, and a property of possibilities. 45 Shore Road offers it, and then some. Constructed in approximately 1848, when shipbuilders & captains dotted this loveliest of streets that meanders along the eastern shoreline of Setauket Harbor, the Hulse House stands as a testament to time and Three Village history. This residence and neighborhood must be experienced in person. Its current stewards have invested significantly: a new innovative/alternative onsite waste treatment septic system (2021), 2-zone gas heat & 2-zone central air (2016 & 2023), a 16kw Generac whole-house generator (2018), upgraded 200amp service, extensive electrical & plumbing upgrades, and smart thermostats. Structural investments include a fully rebuilt wraparound veranda with custom Tennessee Porch Company balusters (2016), a 2010 roof (primary suite portion 2024), partially rebuilt second floor bedroom, bathrooms and kitchen, and extensive grounds improvements. A bygone era carries throughout. Patina'd elements, a whimsical feel, authenticity that cannot be manufactured - from original fixtures, doors, and 9-layer moldings, to a hand-carved marble fireplace mantle & original wide-plank floors that have felt countless steps - the Hulse House is the embodiment of a time when things were built to endure. And so they have. 9' ceilings, beautifully proportioned rooms, chandeliers on ornate medallions, and period architectural windows of impressive scale define the home's character. The parlor is its heart - embossed wallpaper, original moldings, and a hand-carved 1870 marble mantle anchor a space that adapts to dining, living, or the arrangement of your choice. The adjacent living room offers nearly floor-to-ceiling windows with harbor views just across the street. The kitchen, rebuilt in 1999, blends country charm with modern convenience - an upgraded suite of appliances added in 2022, including a 5-burner double-oven gas range and a smart fridge, glass-knobbed cabinetry, delightful millwork, a morning light-filled breakfast nook, a surprisingly generous laundry room that doubles as a walk-in pantry, and access to a breakfast porch. Four true bedrooms offer generous closets for a home of this era. The main-level primary suite features a rebuilt ensuite bath, two walk-in closets, and flexibility for an adjacent (large) nursery, study, or dressing room. The second level offers increasingly better seasonal views of the harbor & original fireplace. The third bedroom, with an original oversized 3-piece window recently uncovered and four low-sill windows, delivers remarkable light & architectural character. Additional second-floor space rounds out the picture as a study, den, or potential conversion to a suite. Magical grounds: an expansive front lawn fringed by an original concrete & inlaid stone wall, pillared entry, white picket fence, & mature plantings overflowing in the most whimsical of ways. The backyard gently inclines toward an iris-fringed patio - part of a century-old squash court - and a cedar-sided carriage house with custom 2024 doors and possibilities abound, plus ample driveway space. Your days are spent harborside. Swans glide by as herons & osprey fish. Dock at Shore Road Marina (1,000'), launch your kayak or picnic - a sandy beach is just 800' away! Revel in skies painted pink & orange at sunset, & an ever-changing harborscape: lush in summer, golden in fall, frozen and vast in winter. Admire the neighborhood's architecture. Seport Deli (500') and its legendary Boone & iced tea, and beloved Elaine's Restaurant (600') are practically neighbors. Port Jefferson Village is 3 min east; world renowned Stony Brook University & Hospital, 10 min west. Zoned for Three Village schools (Setauket Elementary, Gelinas, Ward Melville HS). LOW 3V taxes - only $11,809!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
10/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1848

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Farmhouse,Other,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Laundry Room,Other

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Crawl Space,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,High Ceilings,Kitchen Island,Natural Woodwork,Original Details,Other,Pantry,Primary Bathroom,Master Downstairs,Smart Thermostat,Soaking Tub,Storage,Walk-In Closet(s)
  • Window features: Floor to Ceiling Windows,Oversized Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Decorative,Living Room
  • Fireplace: Yes
  • Attic: Full,Pull Stairs

Heating & Cooling

  • Heating features: Hot Air,Natural Gas,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,346
  • Total interior livable area: 2,346 sqft

Property

Details

  • Parcel number: 0200089000500006000
  • Special condition: None
  • Exclusions: Contact Listing Agent

Features

  • Patio & porch: Covered,Patio,Porch,Wrap Around
  • Exterior features: Garden,Other
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$481$5,772
Property Taxes $1,485$17,820
Electricity $387$4,652
Total$7,915$94,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,371/yr
40% on housing$237,450/yr
45% on housing$211,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 11733$448
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11733$380
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$1,100,000
2026-04-20Price change$995,000
2025-08-14Price change$975,000
2025-05-29Price change$899,000
2025-04-27Price change$915,000
2025-03-26Price change$949,000
2025-01-01Price change$974,900
2024-06-20Listed for sale$975,000
1999-03-18Sold$285,000
1998-08-17Sold$280,000
1995-09-01Sold$250,000

For Sale by Agent

AgentEdward Schmidt
BrokerageDouglas Elliman Real Estate

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