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93 Chestnut Street, Mount Sinai, NY, 11766

4beds
3baths
2,482sqft
$899,999
$363price/sqft
$6,517/moest. monthly cost
$260,680/yrincome needed

About This Home

Every major update is complete—just move in and enjoy! This beautifully updated 4-bedroom, 2.5-bath colonial is tucked away at the end of a long private driveway on nearly one meticulously manicured acre, offering exceptional privacy and timeless appeal. Every major update has already been completed, including a NEW Biasi boiler with Riello burner, newer 50-year roof and gutters, 2-zone central air, in-ground sprinklers, updated kitchen and bathrooms, gleaming hardwood floors throughout, oversized Andersen windows with Hunter Douglas shades, central vacuum, custom millwork, and quality finishes throughout. The thoughtfully designed floor plan features spacious living and entertaining areas, a stunning chef's kitchen with granite countertops, Samsung stainless steel appliances, quality cabinetry, a large center island, breakfast area, main-level laundry, and generous storage throughout. Upstairs offers four spacious bedrooms, including a luxurious primary suite with triple closets and a beautifully renovated bath featuring dual vanities and an oversized dual rain shower. A hidden bookcase leads to a walk-up third-floor attic with unlimited future potential, while the unfinished lower level offers approximately 8-foot ceilings, outside entry, and endless possibilities for additional living space. You'll also find a 2-car oversized hidden-view garage with pull-down storage attic. The private backyard is designed for easy enjoyment with a patio, sprinkler system, intentional low-maintenance landscaping, and plenty of room for a future pool. Located in the highly regarded Mount Sinai School District, this is a rare opportunity to own a truly move-in ready home where all the heavy lifting has already been done.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
10/10
Mount Sinai High SchoolGrades 9-121.1 mi
6/10

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,See Remarks,Storage Space,Unfinished,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Central Vacuum,Chefs Kitchen,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,High Ceilings,His and Hers Closets,Kitchen Island,Open Floorplan,Open Kitchen,Pantry,Primary Bathroom,Recessed Lighting,Storage
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Blinds,Double Pane Windows,Oversized Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Stairs,Walkup

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,482
  • Total interior livable area: 2,482 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0200164000200014001
  • Special condition: None

Features

  • Patio & porch: Covered,Patio,Porch,Wrap Around
  • Exterior features: Rain Gutters
  • Fencing: Partial

Lot

  • Lot size: 0.99 Acres
  • Features: Back Yard,Cleared,Landscaped,Level,Private,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$343$4,116
Property Taxes $1,214$14,568
Electricity $410$4,922
Total$6,517$78,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,440/yr
40% on housing$195,510/yr
45% on housing$173,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 11766$346
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11766$349
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$899,999
2026-07-22Listed for sale$919,000
2019-01-31Sold$540,000
2018-11-30Listed for sale$540,000
2018-09-25Sold$335,000
2018-08-08Listed for sale$327,000

For Sale by Agent

AgentBeth Hayde
BrokerageReal Broker NY LLC

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