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93 Raynor Road, Ridge, NY, 11961

3beds
1baths
1,055sqft
$585,000
$555price/sqft
$4,179/moest. monthly cost
$167,160/yrincome needed

About This Home

Lovely 3 Bedroom home features new flooring, kitchen with ample cabinets, washer dryer hookup, full basement and a 1 car attached garage. Located in a mid block location, this impeccably maintained home features a fully fenced rear yard that backs up to preserved buffer.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Ridge Elementary SchoolGrades K-40.5 mi
7/10
6/10
Longwood High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1976

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath
  • Flooring: Laminate
  • Attic: Storage,Unfinished

Heating & Cooling

  • Heating features: Baseboard,Other
  • Cooling features: Multi Units,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,055
  • Total interior livable area: 1,055 sqft

Property

Details

  • Parcel number: 0200292000100012000
  • Special condition: None
  • Other equipment: Fuel Tank(s)

Features

  • Levels: One
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.35 Acres
  • Features: Borders State Land,Front Yard,Private

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$186$2,232
Property Taxes $789$9,468
Electricity $246$2,954
Total$4,179$50,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,280/yr
40% on housing$125,370/yr
45% on housing$111,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$555This listing

vs Other Active Listings

Avg $/sqft

ZIP 11961$323
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11961$373
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$559,000
2026-07-27Listed for sale$585,000
2013-10-28Sold$170,000
2013-06-25Listed for sale$179,990
2013-03-21Listing removed$179,990
2013-01-17Listed for sale$179,990
2012-12-05Listing removed$204,990
2012-11-29Price change$204,990
2012-11-21Price change$214,990
2012-11-14Price change$224,990
2012-10-24Price change$234,990
2012-10-15Price change$244,990
2012-10-12Price change$254,990
2012-10-02Price change$269,990
2012-09-15Listed for sale$279,990
2005-06-24Sold$335,000

For Sale by Agent

AgentChristine Sosik CBR
BrokerageH & G Realty New York

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