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20 Spaulding Lane, Stony Brook, NY, 11790

3beds
3baths
2,000sqft
$825,000
$413price/sqft
$5,923/moest. monthly cost
$236,920/yrincome needed

About This Home

Welcome to this well maintained 3-bedroom, 2.5-bath Colonial located in the desirable S Section of Stony Brook, part of the established Strathmore community. Offering generously sized bedrooms and a functional layout, this home features a spacious eat-in kitchen, formal dining room, living room with a wood burning fireplace, a bonus room off the laundry area that provides flexible living space, and a 2-car garage. Step outside to a private backyard featuring an in ground swimming pool with brand new liner, creating the perfect space for relaxing, entertaining, and enjoying the summer months. Located within the highly acclaimed Three Village School District, this home is just minutes from Stony Brook University, Stony Brook Village, shopping, dining, parks, beaches, and major commuter routes. If you're looking for a spacious Colonial in the Strathmore community of Stony Brook, this is an opportunity you won't want to miss.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1964

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • First Floor Full Bath,Formal Dining,Primary Bathroom
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 0200331000200013000
  • Special condition: None

Features

  • Private pool: Yes

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$309$3,708
Property Taxes $1,113$13,356
Electricity $330$3,966
Total$5,923$71,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,074/yr
40% on housing$177,690/yr
45% on housing$157,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 11790$379
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11790$368
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$750,000
2026-07-30Price change$825,000
2026-07-08Listed for sale$849,000
2007-11-20Sold$475,000
1997-07-21Sold$191,500

For Sale by Agent

AgentGina R. Lollo CBR
BrokerageNorthshore Properties Realty

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