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1 Pine Road, Middle Island, NY, 11953

3beds
1baths
888sqft
$565,000
$636price/sqft
$4,100/moest. monthly cost
$164,000/yrincome needed

About This Home

This newly three-bedroom Ranch fully renovated on a corner lot property fully fenced. Driveway re-done all cement. All wood flooring throughout the house, Waser/Dryer hook up. New electrical system. Great starter home or looking to downsize. Low taxes close to all shopping and hospitals nearby. Don't let this opportunity pass you by.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
Longwood Middle SchoolGrades 5-60.9 mi
8/10
6/10
Longwood High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Level: First

Bathroom3

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Entrance Foyer,Natural Woodwork,Open Floorplan
  • Flooring: Hardwood
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 888
  • Total interior livable area: 888 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0200346000300024000
  • Special condition: None

Features

  • Fencing: Vinyl

Lot

  • Lot size: 10,454 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$236$2,832
Property Taxes $762$9,144
Electricity $246$2,954
Total$4,100$49,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,571/yr
40% on housing$123,000/yr
45% on housing$109,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$636This listing

vs Other Active Listings

Avg $/sqft

ZIP 11953$250
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11953$332
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-24Price change$525,000
2025-06-12Price change$550,000
2025-05-14Price change$575,000
2025-04-30Listed for sale$599,000
2024-11-19Sold$350,000
2024-09-12Pending sale$350,000
2024-08-21Price change$350,000
2024-07-16Listed for sale$370,000
2016-01-15Sold$85,000
2015-08-14Sold$266,777
2015-08-03Listed for sale$78,000
2004-07-15Sold$250,000
2004-01-13Sold$161,000
1999-11-10Sold$105,000

For Sale by Agent

AgentEman Prestyly
BrokerageH & G Realty New York

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