




1 Lake Drive, Middle Island, NY, 11953
About This Home
Welcome to a rare lakefront opportunity set on 1.28 acres along the shores of Artist Lake in Middle Island—uniquely positioned on a peninsula with water views throughout the home. Offering nearly 4,000 square feet, this 5-bedroom, 3.5-bath colonial provides a combination of space, setting, and potential that’s hard to find on Long Island. The home is filled with natural light and scenic views, creating a peaceful and inviting atmosphere. The main level is designed for both everyday living and entertaining, featuring a spacious living room with south-facing waterviews, a family room with wood-burning fireplace that flows naturally into the kitchen, along with a formal dining area and private office space. The kitchen overlooks the deck and private dock, creating a strong connection to the outdoor setting. Upstairs, the primary bedroom offers its own fireplace and ensuite bath, while four additional bedrooms and a full bath provide plenty of space for guests or flexible use. Step outside to your own backyard retreat with an in-ground pool, pool house complete with a wet bar and full bathroom, expansive grounds, and a 3-car garage—offering both function and versatility. Enjoy direct access to the lake for canoeing, kayaking, and fishing right from your own dock, bringing a relaxed waterfront lifestyle to your doorstep. Whether you’re looking for a full-time residence, a weekend escape, or a potential investment opportunity, this home offers incredible flexibility. Move-in ready and perfect for adding your own personal style, it presents a rare chance to secure a property with acreage, water access, and unmatched potential. Opportunities like this don’t come around often!
Getting Around
Schools
Construction
Condition
- Year built: 1970
Materials
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Cooktop,Microwave,Oven,Refrigerator,Washer
- Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Inside,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Crown Molding,Dry Bar,Entrance Foyer,Formal Dining,Kitchen Island,Open Floorplan,Open Kitchen,Primary Bathroom,Soaking Tub,Storage,Tray Ceiling(s)
- Flooring: Carpet,Hardwood,Tile,Wood
- Number of fireplaces: 2
- Fireplace: Yes
- Attic: Unfinished
Heating & Cooling
- Heating features: Baseboard,Hot Water,Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 3,955
- Total interior livable area: 3,955 sqft
Property
Details
- Parcel number: 0200403001000012000
- Special condition: None
Features
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Deck
- Has view: Yes
- View description: Lake,Panoramic,Trees/Woods,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake Front,Water Access,Waterfront
Lot
- Lot size: 1.28 Acres
Parking
- Total spaces: 3
- Parking features: Detached,Driveway,Garage,Oversized
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $376 | $4,512 |
| Property Taxes | $1,214 | $14,568 |
| Electricity | $653 | $7,843 |
| Total | $6,793 | $81,516 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $899,950 |
| 2026-02-01 | Listing removed | $995,000 |
| 2025-08-02 | Price change | $995,000 |
| 2025-07-07 | Price change | $1,150,000 |
| 2025-02-03 | Listed for sale | $1,250,000 |
