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1 Lake Drive, Middle Island, NY, 11953

5beds
4baths
3,955sqft
$899,950
$228price/sqft
$6,793/moest. monthly cost
$271,720/yrincome needed

About This Home

Welcome to a rare lakefront opportunity set on 1.28 acres along the shores of Artist Lake in Middle Island—uniquely positioned on a peninsula with water views throughout the home. Offering nearly 4,000 square feet, this 5-bedroom, 3.5-bath colonial provides a combination of space, setting, and potential that’s hard to find on Long Island. The home is filled with natural light and scenic views, creating a peaceful and inviting atmosphere. The main level is designed for both everyday living and entertaining, featuring a spacious living room with south-facing waterviews, a family room with wood-burning fireplace that flows naturally into the kitchen, along with a formal dining area and private office space. The kitchen overlooks the deck and private dock, creating a strong connection to the outdoor setting. Upstairs, the primary bedroom offers its own fireplace and ensuite bath, while four additional bedrooms and a full bath provide plenty of space for guests or flexible use. Step outside to your own backyard retreat with an in-ground pool, pool house complete with a wet bar and full bathroom, expansive grounds, and a 3-car garage—offering both function and versatility. Enjoy direct access to the lake for canoeing, kayaking, and fishing right from your own dock, bringing a relaxed waterfront lifestyle to your doorstep. Whether you’re looking for a full-time residence, a weekend escape, or a potential investment opportunity, this home offers incredible flexibility. Move-in ready and perfect for adding your own personal style, it presents a rare chance to secure a property with acreage, water access, and unmatched potential. Opportunities like this don’t come around often!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Longwood Middle SchoolGrades 5-60.5 mi
8/10
6/10
Longwood High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Inside,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,Dry Bar,Entrance Foyer,Formal Dining,Kitchen Island,Open Floorplan,Open Kitchen,Primary Bathroom,Soaking Tub,Storage,Tray Ceiling(s)
  • Flooring: Carpet,Hardwood,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,955
  • Total interior livable area: 3,955 sqft

Property

Details

  • Parcel number: 0200403001000012000
  • Special condition: None

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake,Panoramic,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Water Access,Waterfront

Lot

  • Lot size: 1.28 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached,Driveway,Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$376$4,512
Property Taxes $1,214$14,568
Electricity $653$7,843
Total$6,793$81,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,902/yr
40% on housing$203,790/yr
45% on housing$181,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 11953$255
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11953$332
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$899,950
2026-02-01Listing removed$995,000
2025-08-02Price change$995,000
2025-07-07Price change$1,150,000
2025-02-03Listed for sale$1,250,000

For Sale by Agent

AgentKeith M. Dawson CBR
BrokerageSignature Premier Properties

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