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4 Hale Lane, Coram, NY, 11727

5beds
3baths
2,650sqft
$739,999
$279price/sqft
$5,466/moest. monthly cost
$218,640/yrincome needed

About This Home

Sprawling 5 bedroom, 3 bath Colonial with a legal one bedroom accessory apartment offering tremendous rental income potential, all set on a private 0.46-acre lot in the highly desirable . Boasting over 2,600 square feet of living space, this well-maintained home is set back from the road and features solar panels, low maintenance vinyl siding, new paver walkways, a blacktop driveway, and beautifully landscaped grounds. Designed for both comfortable living and entertaining, the open-concept floor plan showcases a formal living room filled with natural light, an updated eat-in kitchen with quartz countertops, white cabinetry, stainless steel appliances, and a center island, as well as a spacious great room with vaulted ceilings and sliding glass doors leading to the backyard. The main level offers exceptional flexibility with a laundry area, two generously sized bedrooms, and a beautifully renovated full bathroom. The second level includes two additional spacious bedrooms, and a full bathroom with a tub. One-bedroom accessory apartment with a private entrance, abundant attic storage, and a spacious primary suite complete with a walk-in closet and private full bath. The thoughtfully designed layout is ideal for extended or multi-generational living while providing the added financial benefit of a legal accessory apartment. Step outside to enjoy the expansive backyard, offering endless possibilities for outdoor entertaining, recreation, gardening, or future enhancements. Additional highlights include gas heating sewer system, central air conditioning, 200-amp electrical service, ample storage throughout, and numerous updates throughout. Conveniently located near shopping, dining, parks, and major roadways, this exceptional property combines space, versatility, modern amenities, and outstanding income-producing potential in one remarkable home.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Coram Elementary SchoolGrades K-41.3 mi
7/10
6/10
Longwood High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,Open Floorplan,Open Kitchen,Recessed Lighting,Storage
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,104
  • Total interior livable area: 2,650 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 0200427000200028000
  • Special condition: None

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$290$3,480
Property Taxes $998$11,976
Electricity $437$5,255
Total$5,466$65,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,405/yr
40% on housing$163,980/yr
45% on housing$145,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 11727$271
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11727$322
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$739,999
2026-06-02Listed for sale$749,999
2024-04-27Listing removed--
2024-04-09Price change$4,300
2024-03-11Price change$4,500
2024-03-06Listed for rent$5,100
2023-12-22Listing removed--
2023-12-20Listed for rent$4,700
2023-12-19Listing removed--
2023-12-11Listed for rent$2,500
2023-09-08Sold$570,000
2023-07-13Pending sale$565,000
2023-06-15Listed for sale$565,000
2019-01-07Sold$380,000
2018-10-22Price change$389,000
2018-10-03Listed for sale$394,999
2018-04-28Sold$325,000
2018-02-14Price change$334,900
2017-12-14Listed for sale$339,000
2017-10-27Sold$171,500
2017-06-27Price change$219,000
2017-06-21Listed for sale$229,000
2014-04-15Listing removed$259,000
2013-09-25Price change$259,000
2013-06-24Listed for sale$269,900

For Sale by Agent

AgentDina G. Runza
BrokerageColdwell Banker American Homes

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