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9 Michael Court, Centereach, NY, 11720

4beds
3baths
2,808sqft
$799,000
$285price/sqft
$5,881/moest. monthly cost
$235,240/yrincome needed

About This Home

Huge Colonial that has 4/5 bedrooms and 2.5 bathrooms. Located on a quiet cut de sac this unique home offers Gas Heating and Central Cooling System. 1st floor has an entry foyer with a family room that flows into a huge dining room which compliments the amazing kitchen that has a lot of storage. Followed by another Huge family room with and an office space with a 1/2 bathroom on the first floor. The 2nd floor offers a master suite with an ensuite bathroom (standing shower and tub) and a huge walk in closet. There are 3 additional generous sized bedrooms

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Oxhead Road SchoolGrades 1-50.3 mi
5/10
Dawnwood Middle SchoolGrades 6-80.2 mi
7/10
Centereach High SchoolGrades 8-120.3 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Gas Cooktop,Gas Oven,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,Eat-in Kitchen,Entrance Foyer,Formal Dining,Pantry,Quartz/Quartzite Counters,Smart Thermostat,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,808
  • Total interior livable area: 2,808 sqft

Property

Details

  • Parcel number: 0200442000300018000
  • Special condition: None

Features

  • Levels: Two

Lot

  • Lot size: 0.34 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$299$3,588
Property Taxes $1,078$12,936
Electricity $464$5,568
Total$5,881$70,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,634/yr
40% on housing$176,430/yr
45% on housing$156,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 11720$356
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11720$374
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$799,000
2025-07-15Listing removed$5,500
2025-06-05Price change$5,500
2025-06-04Listing removed$799,999
2025-04-24Listed for sale$799,999
2024-03-11Sold$665,000
2023-12-28Sold$665,000
2023-11-06Listed for sale$649,999
2023-11-04Pending sale$649,999
2023-08-10Price change$649,999
2022-10-19Listed for rent$4,800
2022-10-12Listed for sale$650,000
2020-08-31Sold$500,000
2020-07-23Pending sale$499,996
2020-07-20Price change$499,996
2020-07-14Listed for sale$489,996
2012-07-11Sold$375,000
2012-05-17Pending sale$399,000
2012-03-30Price change$399,000
2012-03-02Listed for sale$429,990
2011-09-15Listing removed$429,990
2011-09-12Price change$429,990
2011-09-08Listed for sale$449,990
2001-07-30Sold$270,000
1999-06-18Sold$183,500

For Sale by Agent

AgentGaurav Gupta
BrokerageProperty Professionals Realty

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