20 Nicole Lane, Coram, NY, 11727
About This Home
Welcome home to this sun-drenched, 4-bedroom, 3-bathroom Hi-Ranch located in the highly desirable Windmere Oaks development! Situated on a premium corner property, this 1999-built home offers the perfect blend of modern comfort, exceptional storage, and quick highway access for an effortless daily commute. Upper-Level Living: Stepping onto the freshly painted main floor, you’re greeted by soaring cathedral ceilings in the living room, dining room, and kitchen, complemented by massive windows that flood the home with natural light. The updated kitchen features light cherry cabinetry, granite countertops, a pantry closet, and premium appliances—including a KitchenAid double oven, dishwasher, microwave, and a brand-new Samsung refrigerator (only one year young!). The adjacent dining room features sliding glass doors leading out to an expansive deck, ideal for outdoor dining. The spacious primary bedroom boasts two closets and an en-suite bath with a relaxing tub. Versatile Lower Level: The lower level offers an impressive amount of bonus living space, perfectly suited for multigenerational living, with large windows, featuring a huge secondary living room or recreation room. You’ll also find a large fourth bedroom, a fully updated bathroom complete with a brand-new shower stall, a dedicated laundry closet with a washer and dryer, plenty of extra storage space, and direct interior access to the attached one-car garage. Enjoy the comfort of efficient gas heating! Outdoor Oasis: Step outside to enjoy a fully enclosed, private backyard framed by low-maintenance PVC fencing. Relax and unwind on your oversized wooden deck with a delightful view of the lovely backyard. With a brand-new roof overhead, a huge yard for entertaining, and two separate sheds for all your equipment and tools, this move-in-ready home leaves nothing to be desired!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1999
Materials
- Foundation: Pillar/Post/Pier
Type & Style
- Home type: SingleFamily
- Architectural style: Hi Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: In Hall
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom1
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Level: First
Dining Room
- Level: Second
Features
- First Floor Bedroom,First Floor Full Bath,Cathedral Ceiling(s),Ceiling Fan(s),Chefs Kitchen,Entrance Foyer,Formal Dining,Granite Counters,His and Hers Closets,Pantry,Primary Bathroom,Storage
- Flooring: Hardwood,Laminate,Tile
- Attic: Partial
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,006
- Total interior livable area: 2,006 sqft
Kitchen
- Level: Second
Laundry
- Level: First
Living Room
- Level: Second
Master Bathroom
- Level: Second
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 0200450000600015000
- Special condition: None
Features
- Levels: Two
- Fencing: Back Yard,Vinyl
Lot
- Lot size: 0.35 Acres
- Features: Back Yard,Corner Lot,Front Yard,Landscaped,Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 1
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,463 | $41,556 |
| Home Insurance * | $268 | $3,216 |
| Property Taxes | $924 | $11,088 |
| Electricity | $331 | $3,978 |
| Total | $4,986 | $59,832 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Listed for sale | $685,000 |
| 2006-10-03 | Sold | $428,000 |
| 1999-03-31 | Sold | $145,000 |
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