89 Gould Road, Centereach, NY, 11720
About This Home
First time gem on the market! Warm and Tranquil 2-bedroom, 1-bath ranch with low taxes. Home features low maintenance costs, wood burning stove along with an open floor plan. Loft style storage with built in book shelves that adds a special touch on entering. Features include a 7 year roof, large property that backs to quiet state owned land and even more potential in the home. Located on a dead end with no through traffic that is conveniently located to all! Incredible opportunity for first-time buyers, Golden Years Enjoyment and/or investment!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1930
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Refrigerator,Washer
- Laundry features: Washer/Dryer Hookup,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath,Cathedral Ceiling(s),Eat-in Kitchen,Open Floorplan,Storage
- Flooring: Carpet,Wood
- Number of fireplaces: 1
- Attic: Crawl,Partial,Stairs,Storage
Heating & Cooling
- Heating features: Oil,Wood
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 648
- Total interior livable area: 648 sqft
Property
Details
- Parcel number: 0200468000200025000
- Special condition: None
Features
- Fencing: Partial,Vinyl,Wood
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 6,098 sqft
Parking
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $673 | $8,076 |
| Electricity | $246 | $2,954 |
| Total | $3,628 | $43,536 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $515,000 |
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