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87 Gould Road, Centereach, NY, 11720

3beds
1baths
884sqft
$525,000
$594price/sqft
$3,804/moest. monthly cost
$152,160/yrincome needed

About This Home

Amazing home.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Oxhead Road SchoolGrades 1-50.4 mi
4/10
Dawnwood Middle SchoolGrades 6-80.7 mi
7/10
Centereach High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Dry Bar,Eat-in Kitchen
  • Attic: None

Heating & Cooling

  • Heating features: Oil,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Property

Details

  • Parcel number: 0200468000200026000
  • Special condition: None

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: .14

Parking

  • Total spaces: 1
  • Parking features: Attached,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$196$2,352
Property Taxes $708$8,496
Electricity $246$2,954
Total$3,804$45,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,422/yr
40% on housing$114,120/yr
45% on housing$101,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$594This listing

vs Other Active Listings

Avg $/sqft

ZIP 11720$354
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11720$374
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$525,000
2023-11-11Listing removed--
2023-08-28Listed for sale$450,000
2018-07-06Sold$200,000
2017-10-07Listed for sale$275,000

For Sale by Agent

AgentAlessandra Piscitelli
BrokerageLeesa Byrnes Realty Inc

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