See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 Lehigh Avenue, Centereach, NY, 11720

3beds
4baths
1,440sqft
$709,000
$492price/sqft
$5,053/moest. monthly cost
$202,120/yrincome needed

About This Home

Welcome to this beautifully renovated expanded Cape, thoughtfully redesigned with modern finishes and exceptional attention to detail. Renovated approximately 98% from top to bottom, this home offers a seamless blend of style, comfort, and functionality. Featuring 4 full bathrooms, including a spacious primary suite with its own private bath, this home provides both convenience and privacy. The second floor offers excellent potential for a third bedroom or additional living space, giving you flexibility to customize to your needs. 630 SF of finish basement. The brand-new kitchen is a true highlight, complete with granite countertops, sleek cabinetry, and Brand New appliances—perfect for both everyday living and entertaining. New flooring flows throughout the entire home, complemented by new windows, siding, and a brand-new roof, NEW Gas HVAC system, ensuring peace of mind for years to come. A fully finished basement adds valuable extra living space, ideal for a recreation room, home office, or guest area. Step outside to a generously sized backyard, offering endless possibilities to create your dream outdoor oasis. This move-in-ready home truly has it all—modern upgrades, versatile space, and room to grow.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

2/10
4/10
Dawnwood Middle SchoolGrades 6-81.6 mi
7/10
Centereach High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1957

Type & Style

  • Home type: SingleFamily
  • Architectural style: Exp Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup,In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • First Floor Full Bath,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Kitchen,Pantry
  • Window features: ENERGY STAR Qualified Windows,New Windows
  • Flooring: Hardwood,Tile
  • Attic: Partial

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 0200513000100011000
  • Special condition: None
  • Exclusions: NO

Features

  • Levels: Two

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,585$43,020
Home Insurance *$265$3,180
Property Taxes $957$11,484
Electricity $246$2,954
Total$5,053$60,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,245/yr
40% on housing$151,590/yr
45% on housing$134,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$492This listing

vs Other Active Listings

Avg $/sqft

ZIP 11720$350
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11720$374
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$720,000
2025-11-03Sold$423,900
2025-09-05Pending sale$419,999
2025-08-15Listed for sale$419,999

For Sale by Agent

AgentOneyda E. Gallardo CBR
BrokerageEmpire Home Realty of L I Inc

Similar Homes