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87 Holbrook Road, Centereach, NY, 11720

6beds
3baths
2,444sqft
$850,000
$348price/sqft
$6,166/moest. monthly cost
$246,640/yrincome needed

About This Home

Welcome to 87 Holbrook Road, Centereach, a spacious Hi-Ranch offering 6 bedrooms and 3 full bathrooms. The upper level features 3 bedrooms, including a primary ensuite, an updated kitchen with a center island, a bright living room, dining area, and hardwood floors throughout. The lower level offers 3 additional bedrooms, a full bathroom, and flexible living space to fit your needs. Recent updates include a newer roof, renovated kitchen, and updated bathrooms. Set back from the road, the property also features a large driveway and a one-car attached garage. Ideally situated between Middle Country Road and the Long Island Expressway, you'll enjoy quick access to shopping, restaurants, and everyday conveniences, all just minutes away.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Holbrook Road SchoolGrades 1-50.4 mi
5/10
Dawnwood Middle SchoolGrades 6-81.7 mi
7/10
Centereach High SchoolGrades 8-121.7 mi

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hi Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Kitchen Island,Open Kitchen,Primary Bathroom
  • Flooring: Hardwood
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,444
  • Total interior livable area: 2,444 sqft

Property

Details

  • Parcel number: 0200535000400002005
  • Special condition: None

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$318$3,816
Property Taxes $1,147$13,764
Electricity $403$4,846
Total$6,166$73,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,405/yr
40% on housing$184,980/yr
45% on housing$164,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 11720$354
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11720$374
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$799,000
2026-07-13Listed for sale$850,000
2023-06-02Sold$550,000
2022-12-22Sold$300,000

For Sale by Agent

AgentJorge Gonzalez PSC SFR
BrokerageRELI

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