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39 Elder Avenue, Farmingville, NY, 11738

6beds
4baths
2,492sqft
$999,000
$401price/sqft
$7,196/moest. monthly cost
$287,840/yrincome needed

About This Home

fully renovated the perfect mother/daughter oversize hi-ranch large lot 15681 sq ft with 6 bedrooms, 3 baths and a full finished basement. 1st floor features kitchen, 3 bedrooms, 1 bath living room with fireplace. 2nd floor features Livingroom with fireplace 3 bedrooms, dining room w/sliders to deck. attached garage. Full finished basement with OSE

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

3/10
Lynwood Avenue SchoolGrades K-50.4 mi
8/10
Sagamore Middle SchoolGrades 6-81.2 mi
7/10
Sachem High School EastGrades 9-121.4 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hi Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom1

  • Level: First

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom3

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Features

  • In-Law Floorplan,Open Floorplan
  • Number of fireplaces: 2
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,492
  • Total interior livable area: 2,492 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Living Room

  • Level: First

Living Room

  • Level: Second

Property

Details

  • Parcel number: 0200602000300023001
  • Special condition: None

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$386$4,632
Property Taxes $1,348$16,176
Electricity $411$4,941
Total$7,196$86,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,720/yr
40% on housing$215,880/yr
45% on housing$191,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 11738$325
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11738$354
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$949,000
2026-07-15Listed for sale$999,000
2026-02-28Listing removed$3,300
2026-02-21Listed for rent$3,300
2026-02-21Listing removed$3,300
2025-12-07Price change$3,300
2025-10-25Listed for rent$3,500
2025-01-22Sold$753,875
2024-09-11Sold$750,000
2024-09-05Pending sale$780,000
2024-06-25Listed for sale$780,000
2024-05-09Sold$481,000
2024-04-25Listed for sale$699,000
2024-04-01Pending sale$699,000
2024-03-21Listed for sale$699,000
2024-03-18Pending sale$699,000
2024-03-08Listed for sale$699,000
2017-08-03Sold$360,000

For Sale by Agent

AgentLisa J. DeTurris
BrokerageDouglas Elliman Real Estate

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