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16 Saunders Ave, Center Moriches, NY, 11934

2beds
1baths
960sqft
$475,000
$495price/sqft
$3,469/moest. monthly cost
$138,760/yrincome needed

About This Home

Welcome to 12 Saunders Avenue, Center Moriches - a wonderful opportunity to own a Ranch-style home with space, visibility, and future potential! This 2-bedroom, 1-bath ranch offers easy one-level living and is perfectly situated on a large property with great visibility. Whether you're a first-time buyer, downsizing, or looking for an investment, this home is full of possibilities. The layout provides a comfortable flow, while the expansive lot offers room for expansion,or customization to fit your vision.Endless potential don't miss this opportunity!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
4/10
9/10

Construction

Condition

  • Year built: 1938

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Has basement: Yes
  • Basement: Bilco Doors

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: Bilco Doors
  • Finished area above ground: 960

Heating

  • Heating features: Oil

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 0200828.0000005014.000
  • Lease amount: 0

Features

  • Stories: 1
  • Frontage length: 0

Lot

  • Lot size: 0.26 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$181$2,172
Property Taxes $641$7,692
Electricity $246$2,954
Total$3,469$41,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,937/yr
40% on housing$104,070/yr
45% on housing$92,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$495This listing

vs Other Active Listings

Avg $/sqft

ZIP 11934$478
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11934$335
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$475,000
2018-01-11Listing removed$169,000
2017-09-06Listed for sale$169,000
2014-09-20Listing removed$149,000
2013-04-19Listed for sale$149,000
2004-04-19Sold$118,500

For Sale by Agent

AgentChristine Sparacino
BrokerageRE MAX SPARROW REALTY

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