See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

522 Amsterdam Avenue, East Patchogue, NY, 11772

2beds
1baths
1,056sqft
$499,000
$473price/sqft
$3,649/moest. monthly cost
$145,960/yrincome needed

About This Home

Beautifully Maintained and Updated 2 Bedroom Ranch with Open Layout and Generous Space for Entertaining . Kitchen with Quartz Countertops and SS Appliances is 2 years young. Hardwood Flooring Throughout, Updated Bathroom, Full Basement that is partially finished situated on Fenced and Lanscaped Property. Don't Miss This Opportunity to Own This Home. Turn Key and Move Right In!!! Very Low Taxes!!! This House Qualifies for A Down Payment Assistance Program through Cliffco Mortgage.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

2/10
Bellport Middle SchoolGrades 6-81.5 mi
4/10

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Full,Pull Stairs

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: 0200973700200014000
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Deck
  • Fencing: Fenced,Perimeter,Vinyl,Wood

Lot

  • Lot size: 10,019 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$207$2,484
Property Taxes $673$8,076
Electricity $246$2,954
Total$3,649$43,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,108/yr
40% on housing$109,470/yr
45% on housing$97,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 11772$351
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11772$402
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$499,000
2026-07-23Listed for sale$499,000

For Sale by Agent

AgentPhyllis M. Dinardo
BrokerageCentury 21 Crown Homes

Similar Homes