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190 Pine Neck Avenue, East Patchogue, NY, 11772

4beds
2baths
1,703sqft
$695,000
$408price/sqft
$5,022/moest. monthly cost
$200,880/yrincome needed

About This Home

Welcome to this Pristine substantially updated, Open Floor Plan Ranch Home. Beautiful Curb appeal, Pavor Walkway, Sitting on a manicured .37 Acre Yard. New Large White Wood Eat-in-Kitchen with Quartz Counters and State-of-the-Art Appliances, including Wine Fridge & Pantry. Large Dining Room, Great Room with 8ft. Sliders and Approx. 14' x 18' Sunroom Bringing the Outdoors In, Looking out to Very Large Fenced back yard. This home has been Freshly Painted with modern design. Crown Moldings, Hardwood Floors Through Out, Mostly Andersen Window, King-size Primary Bedroom with its own Bath. 3 more nice size Bedrooms, 4th Bedroom with Huge Walk-in-Closet. New Full Bath. A Dry 5ft Crawl space length of the home, Storage Galore. Garage with Epoxy Flooring. Central Air Conditioning, 200 Amp Electric. Located by Dead End Street, Approx 5-minute Walk to Great South Bay and Boat Ramp (.04 miles), Much more, must see!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
Bay Elementary SchoolGrades K-50.8 mi
6/10
5/10

Construction

Condition

  • Year built: 1967

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Electric Cooktop,Electric Oven,Electric Range,Exhaust Fan,Microwave,Refrigerator,Washer,Oil Water Heater,Wine Refrigerator
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,In Garage

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Storage Space

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Formal Dining,Open Floorplan,Pantry,Quartz/Quartzite Counters,Recessed Lighting,Storage,Walk-In Closet(s)
  • Flooring: Hardwood
  • Attic: Full

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,703
  • Total interior livable area: 1,703 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0200981100300015000
  • Special condition: None

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 7
  • Parking features: Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$289$3,468
Property Taxes $938$11,256
Electricity $281$3,377
Total$5,022$60,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,182/yr
40% on housing$150,660/yr
45% on housing$133,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 11772$349
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11772$402
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$695,000
2026-07-09Listed for sale$699,000
2019-10-10Sold$355,500
2019-07-02Listed for sale$364,900
2013-08-12Sold$290,000
2013-04-08Price change$319,000
2013-02-05Listed for sale$329,000

For Sale by Agent

AgentLynn R. Deeg
BrokerageColdwell Banker American Homes

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