See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

54 Snake Hill Road, Cold Spring Harbor, NY, 11724

5beds
4baths
0sqft
$2,650,000
--price/sqft
$18,038/moest. monthly cost
$721,520/yrincome needed

About This Home

Discover this exceptional 5-bedroom traditional Center Hall Colonial set on 2 beautiful acres located within the Incorporated Village of Lloyd Harbor. The gracious floor plan features a desirable main-level bedroom and full bath, a laundry-mudroom, two fireplaces, warm hardwood floors, and generously proportioned living spaces designed for comfortable everyday living and entertaining. Standout features include a primary suite with a full bath featuring radiant heat, walk-in closets, and a private outdoor deck. The exceptional custom designed four-season room, where walls of glass seamlessly bring the beauty of the outdoors inside, offers year-round enjoyment of the surrounding landscape. Step outside to a beautiful deck overlooking mature specimen trees a tranquil pond, creating a serene, park-like setting with remarkable privacy. This home also includes a full house generator. Ideally located just minutes from Cold Spring Harbor and Huntington Villages, Lloyd Harbor Beach, Eagle Dock Beach (fee), parks, private police services and Cold Spring Harbor School District, this is a rare opportunity to enjoy the best of North Shore living.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
Goosehill Primary CenterGrades K-10.7 mi
9/10
8/10
Lloyd Harbor SchoolGrades 2-61.5 mi

Construction

Condition

  • Year built: 1976

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,Kitchen Island,Natural Woodwork,Primary Bathroom,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Basement

Property

Details

  • Parcel number: 0403017000200006001
  • Special condition: None

Features

  • Patio & porch: Deck,Patio
  • Waterfront features: Pond

Lot

  • Lot size: 2.01 Acres
  • Features: Back Yard,Cleared,Garden,Landscaped,Private

Parking

  • Total spaces: 2
  • Parking features: Garage,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,399$160,788
Home Insurance *$816$9,792
Property Taxes $3,577$42,924
Electricity $246$2,954
Total$18,038$216,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$618,445/yr
40% on housing$541,140/yr
45% on housing$481,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 11724$648
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11724$680
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$2,650,000

For Sale by Agent

AgentJeanne P. Leonard GRI CBR SRES E-P
BrokerageDaniel Gale Sothebys Intl Rlty

Similar Homes