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90 Locust Lane, Northport, NY, 11768

2beds
1baths
1,682sqft
$1,200,000
$713price/sqft
$8,336/moest. monthly cost
$333,440/yrincome needed

About This Home

Location. Land. Lifestyle. This property offers all three! Location – Long Island’s North Shore on the very desirable peninsula of Eaton’s Neck surrounded by sandy beaches and the waterways of Long Island Sound, Northport and Huntington Bays as well as Duck Island Harbor. Coastal yet woodsy with larger properties, rolling hills and private estates. Land - one “commodity” we are not creating more of and this 2.5 acre lot offers such a wonderful opportunity for you to create your own private retreat on this flat land with a secret garden feel. Lifestyle is your choice at 90 Locust Lane. Currently configured with a peaceful 1682 sq foot home including a woodburning fireplace and beautiful sun room nestled within specimen trees and landscaping. A must see is the custom two story barn/garage that has such potential with garage doors on front and rear of structure and expansive upper level. The sellers enjoyed the solitude and peaceful nature of their hidden retreat in this exclusively residential area. Deeded private beach access with low annual maintenance fee of $450.00 is down the street as Eaton Harbors includes a private beach, wetlands, park and two private roads – visit their website for more details and the added benefits of Eaton Harbors Corporation. The layout and expanse of the land offers so many possibilities – arrange your visit and let yourself create your desired lifestyle. Please note some photos have been photoshopped/edited mostly to remove contents.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
Norwood Avenue SchoolGrades K-43.5 mi
7/10
Northport Middle SchoolGrades K-84.4 mi
9/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1949

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Oil Water Heater
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Original Details,Walk Through Kitchen,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,682
  • Total interior livable area: 1,682 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 0400005000100017000
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Patio
  • Fencing: Partial
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 2.50 Acres
  • Features: Back Yard,Garden,Landscaped,Level,Private

Parking

  • Total spaces: 3
  • Parking features: Detached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$372$4,464
Property Taxes $1,620$19,440
Electricity $277$3,335
Total$8,336$100,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$285,805/yr
40% on housing$250,080/yr
45% on housing$222,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$713This listing

vs Other Active Listings

Avg $/sqft

ZIP 11768$488
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11768$476
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$1,200,000

For Sale by Agent

AgentLara Barra ABR MRP
BrokerageKeller Williams Realty Elite

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