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485 Bayberry Walk, Ocean Beach, NY, 11770

4beds
2baths
937sqft
$1,299,000
$1,386price/sqft
$8,970/moest. monthly cost
$358,800/yrincome needed

About This Home

Move right into this beautifully renovated home in the heart of Ocean Beach. Updated in 2021, this inviting property offers a bright and open layout designed for easy coastal living and entertaining. The spacious great room flows seamlessly into the updated kitchen featuring white cabinetry, stainless steel appliances, quartz countertops, a breakfast bar, and dedicated dining area. The home offers four bedrooms and two full bathrooms, including a primary suite with its own private bathroom. Ductless heating and cooling units throughout provide year round comfort. Outdoor living is just as inviting, with a spacious wraparound deck ideal for entertaining, dining, or relaxing after a day at the beach. Additional highlights include an outdoor shower, storage closet, and convenient washer and dryer area. Whether you’re looking for a summer retreat, investment opportunity, or year round getaway, this home offers the perfect blend of comfort and location. Conveniently located near the ferry, shops, restaurants, and just moments from the beach.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
66
BikeBikeable

Schools

9/10
Woodhull SchoolGrades PK-66.5 mi
5/10
Islip Middle SchoolGrades 6-86.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Beamed Ceilings,Ceiling Fan(s),Eat-in Kitchen,Natural Woodwork,Open Floorplan,Open Kitchen,Other,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters
  • Window features: Wall of Windows
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,089
  • Total interior livable area: 937 sqft

Property

Details

  • Parcel number: 0502001000300065000
  • Special condition: None

Features

  • Patio & porch: Deck

Lot

  • Lot size: 3,920 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$403$4,836
Property Taxes $1,753$21,036
Electricity $246$2,954
Total$8,970$107,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$307,542/yr
40% on housing$269,100/yr
45% on housing$239,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,386This listing

vs Other Active Listings

Avg $/sqft

ZIP 11770$1,152
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11770$1,009
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$1,299,000
2026-03-13Listing removed$1,449,000
2025-12-02Price change$1,449,000
2025-09-26Listed for sale$1,499,000
2025-03-06Listing removed$1,525,000
2024-01-23Listed for sale$1,525,000
2022-01-21Listing removed--
2021-10-09Listed for sale$1,100,000
2021-04-02Sold$805,000
2012-08-31Listing removed$3,600
2012-08-07Listed for rent$3,600
2001-06-08Sold$265,000

For Sale by Agent

AgentAlanna Buz
BrokerageDouglas Elliman Real Estate

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