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206 Broadway, Saltaire, NY, 11706

5beds
4baths
3,050sqft
$3,250,000
$1,066price/sqft
$22,598/moest. monthly cost
$903,920/yrincome needed

About This Home

206 Broadway, Saltaire — an exquisite, custom-crafted residence offering an elevated interpretation of coastal living. Poised on a rare six-lot parcel, this legacy property is placed perfectly equidistant from the bay and the main ocean beach. This 3,050 SF year-round sanctuary presents five bedrooms and three-and-a-half baths, composed with the clarity and refinement of a bespoke estate. The principal suite is a study in luxury: custom built-ins, hand-crafted millwork, a spa-like bath with soaking tub, glass-enclosed tile shower, dual towel warmers and radiant heated floors. A secondary ensuite on the second level enjoys private outdoor access via its own deck. Three newly renovated guest bedrooms and a dedicated office support both extended visits and everyday living. At the heart of the home, the chef’s kitchen harmonizes form and function — Sub-Zero refrigeration, Wolf appliances, reclaimed antique heart-pine countertops and radiant heat underfoot. An ancillary outdoor shed/pantry, equipped with a refrigerator and commercial freezer, makes entertaining effortless. The adjacent living and dining rooms, anchored by a wood-burning fireplace, built-in cabinetry and new wood floors, form an elegant setting for gatherings through every season. Seamless indoor-outdoor living is realized through an expansive main deck plus a screened porch designed for year-round use with discrete heating and air conditioning. Outdoor culinary amenities include a professional kitchen complete with Lynx Grill, quartzite counters, wood trellis, integrated planters, Sonos sound and a substantial shade canopy — a refined setting for hosting beneath the coastal sky. An above-ground basement of approximately 1,800 SF provides adaptable space for a gym, recreation suite or abundant storage, underscoring the home’s practical versatility. Throughout, finishes and systems have been curated to exacting standards: radiant heat in primary living areas and baths, robust mechanical systems and efficient climate control ensure comfort and reliability. With a dedicated office and durable materials, 206 Broadway functions as a true four-season residence. This is a once in a lifetime opportunity to acquire a meticulously realized home with access to Saltaire’s storied lifestyle — yacht club, tennis courts, sailing and village life.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 10,200 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,433$197,196
Home Insurance *$1,274$15,288
Property Taxes $4,387$52,644
Electricity $504$6,048
Total$22,598$271,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$774,788/yr
40% on housing$677,940/yr
45% on housing$602,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,066This listing

vs Other Active Listings

Avg $/sqft

ZIP 11706$426
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11706$393
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentNathaniel J. Larson
BrokerageDaniel Gale Sothebys Intl Rlty

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