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89 W 4th Street, Ronkonkoma, NY, 11779

3beds
1baths
1,100sqft
$599,999
$545price/sqft
$4,302/moest. monthly cost
$172,080/yrincome needed

About This Home

Located within the Connetquot Central School District, this updated three-bedroom ranch is situated on an expansive half-acre property in Ronkonkoma. The bright interior features high ceilings, recessed lighting, integrated ceiling speakers and an electric fireplace. The updated kitchen offers white cabinetry, stone-style countertops, a contemporary backsplash and stainless-steel appliances. The renovated full bathroom features modern tilework and a glass-enclosed shower. Additional highlights include central heating and air conditioning, gas heat, a cellar with laundry and utility space, generous off-street parking, a brand-new driveway and a storage shed. Engineered plans and surveys for a potential subdivision are included. Buyers must independently verify subdivision feasibility, sanitary requirements, zoning, permits, buildability and all required approvals.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
Ronkonkoma Middle SchoolGrades 6-81.8 mi
9/10
Connetquot High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1938

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Gas Oven,Gas Range,Refrigerator,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: In Basement

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Crown Molding,High Ceilings,High Speed Internet,Marble Counters,Open Floorplan,Open Kitchen,Recessed Lighting,Speakers,Whole House Entertainment System
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Ducts,ENERGY STAR Qualified Equipment,Forced Air,Natural Gas
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 0500009000400055000
  • Special condition: None

Features

  • Levels: One

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$214$2,568
Property Taxes $809$9,708
Electricity $246$2,954
Total$4,302$51,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,497/yr
40% on housing$129,060/yr
45% on housing$114,720/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$545This listing

vs Other Active Listings

Avg $/sqft

ZIP 11779$348
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11779$398
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$599,999
2023-01-12Listing removed--
2023-01-07Price change$3,200
2022-12-31Listed for rent$3,400
2022-05-13Listing removed--
2022-05-10Listed for sale$499,000
2021-03-24Listing removed--
2020-02-25Listing removed$2,700
2020-01-17Price change$2,700
2020-01-14Listed for rent$2,650
2019-03-10Listing removed$2,700
2019-02-21Price change$2,700
2019-02-10Listed for rent$3,000
2018-12-31Listing removed$259,000
2018-12-14Sold$252,000
2018-09-13Sold$165,000
2018-09-10Listed for sale$259,000

For Sale by Agent

AgentHeidi Haddara
BrokerageProperty Professionals Realty

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