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38 Pamlico Avenue, Ronkonkoma, NY, 11779

4beds
2baths
1,837sqft
$675,000
$367price/sqft
$4,868/moest. monthly cost
$194,720/yrincome needed

About This Home

This beautifully maintained 4-bedroom, 2-bath Colonial in Ronkonkoma offers an ideal blend of classic design and modern comfort. The main level welcomes you with an eat-in kitchen, formal dining room, a convenient first-floor full bathroom, and dedicated laundry. The second floor hosts four bedrooms and a full bath. Highlights include an inviting wood-burning fireplace, efficient ductless cooling, and an expansive full unfinished basement with endless possibilities. Positioned on a 0.26-acre lot with an attached 1 car garage, this property sits comfortably in Islip Township and the Connetquot School District. Located near the Ronkonkoma LIRR hub and the new Station Yards development for easy commuting, local dining, and shopping.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
Ronkonkoma Middle SchoolGrades 6-80.6 mi
9/10
Connetquot High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1967

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Full Bath,Eat-in Kitchen,Formal Dining
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Full

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,181
  • Total interior livable area: 1,837 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 0500062000100034000
  • Special condition: None

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$241$2,892
Property Taxes $911$10,932
Electricity $303$3,642
Total$4,868$58,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,902/yr
40% on housing$146,040/yr
45% on housing$129,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 11779$349
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11779$398
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$675,000
2026-07-08Listed for sale$675,000
2026-03-22Listing removed$749,999
2026-03-03Listed for sale$749,999

For Sale by Agent

AgentDaniel A. Foley
BrokerageFrontline Realty Group LLC

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