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56 ash Street, Central Islip, NY, 11722

3beds
2baths
900sqft
$519,000
$577price/sqft
$3,755/moest. monthly cost
$150,200/yrincome needed

About This Home

This a beautiful single-story ranch, that is fully renovated inside and out! This 3-bedroom house comes equipped with a new roof, siding, windows, flooring, 1.5 bathrooms, open concept kitchen, living-room, dining, and big back yard excellent for entertaining.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
2/10
Ralph Reed SchoolGrades 7-81.3 mi

Construction

Condition

  • Year built: 1952

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Crown Molding,Formal Dining,Granite Counters,Open Floorplan,Open Kitchen,Primary Bathroom,Recessed Lighting
  • Door features: ENERGY STAR Qualified Doors
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 0500143000400035000
  • Special condition: None

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$185$2,220
Property Taxes $700$8,400
Electricity $246$2,954
Total$3,755$45,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,742/yr
40% on housing$112,650/yr
45% on housing$100,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$577This listing

vs Other Active Listings

Avg $/sqft

ZIP 11722$350
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11722$417
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Price change$519,000
2026-05-01Price change$524,999
2026-03-12Price change$534,999
2025-11-12Listed for sale$549,999
2025-10-14Listing removed$549,999
2025-10-13Listed for sale$549,999
2022-03-09Sold$280,000
2022-02-01Pending sale$299,000
2021-12-11Listed for sale$299,000
2021-06-10Sold$215,000
2020-12-16Listing removed$250,000
2020-11-15Listed for sale$250,000
2020-09-01Listing removed$269,900
2019-10-29Listed for sale$269,900

For Sale by Agent

AgentDwayne Baldwin
BrokerageIsland Advantage Realty LLC

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