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79 Fig Street, Central Islip, NY, 11722

5beds
3baths
1,700sqft
$650,000
$382price/sqft
$4,675/moest. monthly cost
$187,000/yrincome needed

About This Home

Great opportunity for a big family, Wood floors, gas cooking and heating, near all the Highways and shopping center

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
Ralph Reed SchoolGrades 7-82.0 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom
  • Attic: Crawl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 0500186000300048000
  • Special condition: None

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 90 x 125

Parking

  • Total spaces: 1
  • Parking features: Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$232$2,784
Property Taxes $877$10,524
Electricity $280$3,371
Total$4,675$56,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,285/yr
40% on housing$140,250/yr
45% on housing$124,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 11722$349
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11722$417
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$650,000
2023-03-07Listing removed--
2022-09-26Price change$540,000
2022-09-07Listed for sale$550,000
2021-11-29Sold$440,000
2021-08-03Contingent$439,000
2021-05-29Pending sale$439,000
2021-05-11Listed for sale$439,000
2017-07-11Listing removed$239,000
2017-07-06Pending sale$239,000
2017-07-05Listed for sale$239,000
2015-04-20Sold$228,000
2015-04-02Pending sale$239,000
2015-04-02Listed for sale$239,000
2015-01-31Listing removed$239,000
2014-12-20Listed for sale$239,000
2011-12-07Listing removed$245,000
2011-06-05Listed for sale$245,000
2010-10-31Listing removed$249,000
2010-10-19Price change$249,000
2010-07-17Price change$259,000
2010-05-08Price change$265,000
2010-03-25Listed for sale$269,000
2010-01-22Sold$130,000
2009-03-20Listing removed$178,900
2009-03-13Listed for sale$178,900
2008-03-25Sold$325,075
1998-05-26Sold$150,000
1996-12-26Sold$68,500

For Sale by Agent

AgentMaria L. Coreas CBR
BrokerageFave Realty Inc

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