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41 Fig Street, Central Islip, NY, 11722

5beds
2baths
1,932sqft
$730,000
$378price/sqft
$5,256/moest. monthly cost
$210,240/yrincome needed

About This Home

Welcome to an exceptional opportunity in the heart of Central Islip! This beautifully maintained Expanded Farm Ranch offers the perfect combination of space, comfort, and functionality. Featuring 5 spacious bedrooms, 2 full bathrooms, and an extra-wide driveway with ample parking, this home is designed to accommodate today's modern lifestyle. Step inside and enjoy bright, inviting living spaces, a thoughtfully designed layout, and plenty of rooms The expansive property provides endless possibilities for outdoor enjoyment, gardening, or creating your dream backyard oasis. Conveniently located near schools, parks, shopping, restaurants, public transportation, and major highways, this is a rare opportunity you don't want to miss!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

2/10
Ralph Reed SchoolGrades 7-81.9 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Exp Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Microwave,Other,Oven,Refrigerator,Oil Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Natural Woodwork,Original Details,Other,Primary Bathroom,Storage
  • Attic: Partial

Heating & Cooling

  • Heating features: Hot Water,Oil,Other
  • Cooling features: Multi Units,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,762
  • Total interior livable area: 1,932 sqft

Property

Details

  • Parcel number: 0500187000100004000
  • Special condition: None

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Oversized,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$261$3,132
Property Taxes $985$11,820
Electricity $319$3,831
Total$5,256$63,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,205/yr
40% on housing$157,680/yr
45% on housing$140,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 11722$349
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11722$417
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$730,000
2023-04-06Sold$480,000
2023-02-14Pending sale$480,000
2023-01-19Price change$480,000
2023-01-14Listed for sale$530,000
2023-01-13Listing removed--
2022-02-25Price change$699,000
2021-05-04Listed for sale$579,000
2000-12-28Sold$145,000

For Sale by Agent

AgentMaria E. Mejia-Martinez
BrokerageEXP Realty

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