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409 Overman St, Greensboro, NC, 27410

3beds
3baths
2,365sqft
$399,900
$169price/sqft
$2,850/moest. monthly cost
$114,000/yrincome needed

About This Home

Beautifully maintained and thoughtfully designed, this home offers inviting living spaces in a convenient location near shopping, restaurants, and the Greensboro Urban Loop. Vaulted ceilings and abundant natural light highlight the living room, while two dining areas provide flexibility for everyday living and entertaining. The kitchen features quartz countertops, stainless steel appliances, and generous cabinet storage. The spacious den with gas logs creates a comfortable gathering space. A convenient main-level laundry room adds everyday functionality. Upstairs you'll find three bedrooms, two full baths, and a versatile loft. Outdoor living is just as inviting, with a spacious deck, pergola, and beautifully maintained lawn providing the perfect backdrop for gatherings or quiet evenings at home. A two-car garage adds everyday convenience. Comfortable living, flexible spaces, and a convenient location make this a wonderful place to call home.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Guilford ElementaryGrades PK-51.4 mi
7/10
Guilford Middle SchoolGrades 6-80.4 mi
4/10

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Cement Siding,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Convection Oven,Dishwasher,Disposal,Exhaust Fan,Range,Cooktop,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast

  • Level: Main

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Dead Bolt(s),Soaking Tub,Pantry,Separate Shower,Solid Surface Counter,Vaulted Ceiling(s)
  • Flooring: Carpet,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Den
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area above ground: 2,365

Heating & Cooling

  • Heating features: Forced Air,Multiple Systems,Natural Gas
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 2,365
  • Total interior livable area: 2,365 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 76230
  • Zoning: RS-12
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Garden
  • Fencing: None,Partial

Lot

  • Lot size: 0.57 Acres
  • Features: City Lot,Subdivided,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Paved,Garage Door Opener,Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Guilford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$141$1,692
Property Taxes $467$5,604
Electricity $220$2,643
Total$2,850$34,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,714/yr
40% on housing$85,500/yr
45% on housing$76,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 27410$157
Guilford County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27410$184
Guilford County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$399,900
2026-07-27Listed for sale$399,900
2018-07-06Sold$255,000
2018-06-26Pending sale$249,900
2018-06-08Listed for sale$249,900
2009-04-01Sold$196,500
2008-09-14Listed for sale$199,900
AgentMelissa Greer
BrokerageBHHS Yost & Little

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