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122 Jordan Street, Bay Shore, NY, 11706

4beds
2baths
1,258sqft
$735,000
$584price/sqft
$5,242/moest. monthly cost
$209,680/yrincome needed

About This Home

Enjoy the balance of comfort and convenience in this 4-bedroom, 2-bath High Ranch in Bay Shore. This home has been fully updated within the last three years and is located near shopping, restaurants, parks, and multiple LIRR train stations. The upper level features three bedrooms, a bright living room, and a formal dining room with refinished hardwood floors throughout, along with a full bathroom, a washer/dryer, and an updated kitchen with stainless steel appliances and quartz countertops. The lower level offers exceptional flexibility, functioning as additional living space or an ideal in-law setup with the proper permits. It includes one bedroom, a full bathroom, a washer/dryer, a serving area, and a separate outside entrance. Additional features include an updated 200-amp electrical service, central heating and air conditioning, an attached two-car garage, a full attic with plywood flooring for abundant storage, an in-ground six-zone sprinkler system, a newly paved driveway, and an oversized yard with plenty of outdoor space for entertaining and recreation.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
5/10
Islip Middle SchoolGrades 6-81.6 mi
7/10
Islip High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Slab
  • Construction materials: Fiberglass Insulation,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Range,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup,Multiple Locations

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Formal Dining,Quartz/Quartzite Counters,Recessed Lighting,Storage
  • Window features: Casement
  • Flooring: Hardwood,Laminate,Tile
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Ducts,Forced Air,Natural Gas
  • Cooling features: Central Air,Ductwork

Interior Area

  • Total structure area: 1,258
  • Total interior livable area: 1,258 sqft

Other

  • Level: Lower

Other

  • Level: Second

Property

Details

  • Parcel number: 0500269000400051000
  • Special condition: None

Features

  • Patio & porch: Patio
  • Exterior features: Lighting,Mailbox,Rain Gutters
  • Fencing: Partial

Lot

  • Lot size: 0.32 Acres
  • Features: Back Yard,Front Yard,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$288$3,456
Property Taxes $992$11,904
Electricity $246$2,954
Total$5,242$62,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,725/yr
40% on housing$157,260/yr
45% on housing$139,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$584This listing

vs Other Active Listings

Avg $/sqft

ZIP 11706$440
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11706$393
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$735,000
2023-10-16Sold$545,000
2023-08-09Pending sale$560,000
2023-08-09Listed for sale$560,000
2023-08-01Listing removed--
2023-08-01Price change$560,000
2023-07-27Listed for sale$475,000

For Sale by Agent

AgentQizhan Jack Yao
BrokerageRealMart Realty LLC

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