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118 Tamarack Street, Islip, NY, 11751

5beds
2baths
3,074sqft
$699,000
$227price/sqft
$5,228/moest. monthly cost
$209,120/yrincome needed

About This Home

Rare opportunity to own this large, mid-block colonial with endless possibilities! The entry foyer welcomes you into this beautiful home with all wood flooring throughout first and second floor as well as the staircase. The large sunlit living room has an inviting wood-burning fireplace as well as a large bay window. Next is the kitchen with large dining area that flows into the den for that nice open concept. The den overlooks the large, private, and fully-fenced backyard with a shed for storage. Your primary bedroom with oversized, custom walk-in closet is also conveniently located on the first floor along with an office/flex room, laundry room, full bathroom, and covered/screened back porch to enjoy some outdoor leisure time. The second floor provides ample living space with 4 additional bedrooms and an additional full bathroom. The extra room/garage as well as the full partially-finished basement with two finished rooms plus storage and crawl space add even more potential to accommodate guests or extended family. Don't miss out on this unique and rare opportunity to make this your home!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

--
Wing Elementary SchoolGrades K-10.6 mi
5/10
Islip Middle SchoolGrades 6-81.6 mi
7/10
Islip High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Exhaust Fan,Refrigerator
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bathroom5

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Entrance Foyer,Master Downstairs,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Crawl

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 3,334
  • Total interior livable area: 3,074 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 0500272000300023000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Covered,Porch,Screened
  • Fencing: Back Yard

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$243$2,916
Property Taxes $943$11,316
Electricity $508$6,096
Total$5,228$62,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,245/yr
40% on housing$156,840/yr
45% on housing$139,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 11751$301
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11751$389
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$699,000
2026-07-22Price change$699,000
2026-07-13Listed for sale$749,990
2012-02-22Listing removed$359,900
2011-12-06Price change$359,900
2011-12-04Price change$359,000
2011-08-25Listed for sale$399,000
2008-12-30Sold$335,000

For Sale by Agent

AgentPatricia Casamassina CBR RENE SRS
BrokerageSignature Premier Properties

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