See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

35 Andrew Avenue, Islip Terrace, NY, 11752

3beds
2baths
879sqft
$569,990
$648price/sqft
$4,090/moest. monthly cost
$163,600/yrincome needed

About This Home

This newly renovated Cape-style home in the East Islip School District features three bedrooms and one and a half baths, set on an oversized 50' x 182' property. Interior updates include a brand new kitchen, updated countertops, fresh carpeting, new sheetrock, and paint throughout-truly move-in ready. A standout feature is the four-car detached garage with an expanded loft. The garage has its own electric service, making it perfect for car and boating enthusiasts, hobbyists, or investors seeking additional workspace or storage.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
East Islip Middle SchoolGrades 6-80.5 mi
8/10
East Islip High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1917

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom
  • Attic: Partial

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 2,195
  • Total interior livable area: 879 sqft

Property

Details

  • Parcel number: 0500273000200076000
  • Special condition: None

Lot

  • Lot size: 9,148 sqft

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$193$2,316
Property Taxes $769$9,228
Electricity $246$2,954
Total$4,090$49,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,228/yr
40% on housing$122,700/yr
45% on housing$109,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$648This listing

vs Other Active Listings

Avg $/sqft

ZIP 11752—
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11752$368
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$569,990
2025-12-12Price change$579,990
2024-12-06Price change$499,990
2024-11-04Listed for sale$549,990

For Sale by Agent

AgentMichael J. Watts
BrokerageMichael J Watts & Assoc Inc

Similar Homes