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40 E Oakdale Street, Bay Shore, NY, 11706

4beds
2baths
1,380sqft
$599,999
$435price/sqft
$4,323/moest. monthly cost
$172,920/yrincome needed

About This Home

Welcome Home! Bring your imagination and discover the endless possibilities this 4 bedroom, 2 full bath home has to offer. All the hard work has already been done, leaving the finishing touches up to you to make it your own. This home sits on an Oversized Lot and features Stainless Steel Appliances, Gas Cooking, a Detached One Car Garage, and a long list of Major Updates for added peace of mind. The upstairs bathroom was remodeled in 2022, and the downstairs bathroom was remodeled in 2023. Additional improvements include Siding, Roof, and Gutters (2015); Boiler, Air Conditioner, and Windows (2022); 200-amp Electric Updated (2017); Hot Water Heater (2015); and Fully Owned Solar Panels - 6kpw system (2017). The entire home was Insulated from the Crawl Space to the Attic in 2018 for improved Energy Efficiency. Outside, you'll find Bluestone Camper Parking and a 30-amp Camper Outlet added in 2019. With the major systems already updated, this is a great opportunity to add your personal style and create the home you've been looking for. (Some photos have been digitally enhanced to illustrate the home's potential.)

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
4/10
West Middle SchoolGrades 6-81.0 mi
4/10
Brentwood High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1957

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 1957

Type & Style

  • Home type: SingleFamily
  • Architectural style: Exp Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Oven,Microwave,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen,Recessed Lighting
  • Flooring: Carpet,Laminate,Linoleum
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,394
  • Total interior livable area: 1,380 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Property

Details

  • Parcel number: 0500287000200097000
  • Special condition: None

Features

  • Levels: Two
  • Exterior features: Mailbox,Rain Gutters
  • Fencing: Back Yard

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$235$2,820
Property Taxes $809$9,708
Electricity $246$2,954
Total$4,323$51,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,217/yr
40% on housing$129,690/yr
45% on housing$115,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$435This listing

vs Other Active Listings

Avg $/sqft

ZIP 11706$442
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11706$393
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$599,999
2015-10-30Sold$137,800

For Sale by Agent

AgentRichard R. Krug Jr PSA SRES SFR
BrokerageColdwell Banker American Homes

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