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218 Montana Avenue, Bay Shore, NY, 11706

6beds
3baths
2,052sqft
$749,000
$365price/sqft
$5,430/moest. monthly cost
$217,200/yrincome needed

About This Home

A spacious high ranch nestled in the heart of Bay Shore! This impressive home offers 6 bedrooms and 3 full baths. Featuring 9 rooms, there is no shortage of space to spread out and make this home your own. the home boasts hardwood floors, well appointed kitchen with stainless steel appliances, and 3 full baths. located in the desirable Bay Shore community with easy access to shopping, dining, and transportation.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
Mary G Clarkson SchoolGrades K-21.0 mi
5/10
Bay Shore Middle SchoolGrades 6-80.9 mi
6/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Shingle Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hi Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen
  • Window features: Screens
  • Flooring: Hardwood,Tile
  • Fireplace features: None
  • Attic: Crawl

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0500292000200125000
  • Special condition: None

Features

  • Levels: Bi-Level
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,792 sqft
  • Lot size dimensions: 4792

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$293$3,516
Property Taxes $1,011$12,132
Electricity $339$4,069
Total$5,430$65,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,171/yr
40% on housing$162,900/yr
45% on housing$144,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 11706$443
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11706$393
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$724,000
2026-07-09Listed for sale$749,000
2021-06-28Sold$420,000
2021-03-26Pending sale$399,900
2021-03-03Listed for sale$399,900
2019-10-13Listing removed$319,000
2019-09-06Price change$319,000
2019-09-02Price change$283,578
2019-08-31Listed for sale--
2019-05-01Listing removed$378,000
2019-03-21Price change$378,000
2019-01-19Listed for sale$200,000

For Sale by Agent

AgentBobbie R. Dorsainvil
BrokerageTNG Realty Inc

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