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42 Cedar Street, Islip, NY, 11751

2beds
1baths
860sqft
$625,000
$727price/sqft
$4,467/moest. monthly cost
$178,680/yrincome needed

About This Home

Incredible Opportunity In Beautiful Islip. Adorable Craftsman Style Bungalow Set On Nearly A Quarter Acre Of Exceptionally Maintained Grounds. A Perfect Home To Downsize, Featuring A Cozy Sun Drenched Front Porch, Living Room, Dining Room, Kitchen, Full Bath And Large Den Leading To An Entertainer's Deck. Two Bedrooms Converted To One Completes The Second Floor. The Full Unfinished Basement Houses Utilities And Offers Egress To The Den Via Concealed Bilco Doors In Order To Store Large Items. With Low Taxes, Lot Size And Unbeatable Mid Block Location, 42 Cedar East Is Not To Be Missed!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
Wing Elementary SchoolGrades K-10.3 mi
5/10
Islip Middle SchoolGrades 6-81.4 mi
7/10
Islip High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1942

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Full Bath
  • Number of fireplaces: 1
  • Fireplace features: Free Standing
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,718
  • Total interior livable area: 860 sqft

Property

Details

  • Parcel number: 0500295000300019000
  • Special condition: None

Lot

  • Lot size: 9,148 sqft

Parking

  • Total spaces: 1
  • Parking features: Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$218$2,616
Property Taxes $843$10,116
Electricity $246$2,954
Total$4,467$53,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,154/yr
40% on housing$134,010/yr
45% on housing$119,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$727This listing

vs Other Active Listings

Avg $/sqft

ZIP 11751$287
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11751$389
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$525,000
2026-07-29Listed for sale$625,000

For Sale by Agent

AgentMichael E. Alpert
BrokerageDaniel Gale Sothebys Intl Rlty

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