See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

249 Bay Shore Road, Bay Shore, NY, 11706

3beds
2baths
1,154sqft
$515,000
$446price/sqft
$3,746/moest. monthly cost
$149,840/yrincome needed

About This Home

Offering 3 bedrooms, 2 full bathrooms, and a spacious layout, this home presents an exceptional opportunity for buyers looking to renovate, personalize, and build lasting value. The dramatic vaulted living room creates an impressive sense of volume, while hardwood floors throughout much of the main level provide a timeless foundation for your vision. The kitchen and bathrooms are ready for updating, giving the next owner the chance to design a home that reflects their own style without paying a premium for someone else's finishes. A full basement offers additional space for recreation, storage, or future possibilities. Outside, the generous backyard provides room to entertain, relax, or expand your outdoor living, while mature trees and established landscaping add character to the property. With a solid layout, strong architectural bones, and endless potential, 249 Bay Shore Road is an opportunity to create something truly special.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
Mary G Clarkson SchoolGrades K-21.4 mi
5/10
Bay Shore Middle SchoolGrades 6-81.4 mi
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,462
  • Total interior livable area: 1,154 sqft

Property

Details

  • Parcel number: 0500338000200007000
  • Special condition: None

Lot

  • Lot size: 10,019 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$201$2,412
Property Taxes $695$8,340
Electricity $246$2,954
Total$3,746$44,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,434/yr
40% on housing$112,380/yr
45% on housing$99,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 11706$443
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11706$393
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$515,000
2014-12-16Listing removed$2,400
2014-10-20Listed for rent$2,400
2013-07-01Listing removed$269,000
2013-03-28Price change$269,000
2013-03-08Listed for sale$289,000
2008-10-07Sold$254,400
2000-11-27Sold$135,000
1998-07-31Sold$112,000

For Sale by Agent

AgentDionicio A. Neblett
BrokeragePanache Realty Co

Similar Homes