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418 Asharoken Boulevard, Bay Shore, NY, 11706

2beds
1baths
750sqft
$499,990
$667price/sqft
$3,644/moest. monthly cost
$145,760/yrincome needed

About This Home

Welcome to this well-maintained 2-bedroom ranch located in the Bay Shore School District. This inviting home features a formal living room with beautiful hardwood floors, kitchen with gas cooking, and a full basement offering excellent storage. Additional highlights include efficient gas heat and a 5-year-old hot water heater. Whether you’re just starting out, downsizing, or looking for a wonderful investment opportunity, this move-in-ready home is one you won’t want to miss!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
South Country SchoolGrades 3-51.1 mi
5/10
Bay Shore Middle SchoolGrades 6-81.5 mi
6/10

Construction

Condition

  • Year built: 1937

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath
  • Flooring: Hardwood
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Natural Gas,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 1,195
  • Total interior livable area: 750 sqft

Other

  • Level: Basement

Other

  • Level: First

Property

Details

  • Parcel number: 0500365000200024000
  • Special condition: None

Lot

  • Lot size: 5,663 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$196$2,352
Property Taxes $674$8,088
Electricity $246$2,954
Total$3,644$43,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,937/yr
40% on housing$109,320/yr
45% on housing$97,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$667This listing

vs Other Active Listings

Avg $/sqft

ZIP 11706$443
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11706$393
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$499,990
2026-07-16Listed for sale$499,990
2022-11-30Sold$450,000
2022-08-19Sold$450,000
2022-06-18Pending sale$399,999
2022-06-08Listed for sale$399,999

For Sale by Agent

AgentGail G. Carillo
BrokerageColdwell Banker American Homes

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