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90 Sunset Road, Bay Shore, NY, 11706

2beds
2baths
1,582sqft
$649,316
$410price/sqft
$4,674/moest. monthly cost
$186,960/yrincome needed

About This Home

Welcome To The Sought After Lawrence Farms Area!!! This 1947 Just Shy Of 1800 Interior Square Feet Has All The Comforts Of Home. This Quaint House Has So Many Lovely Features The Living Room Is Warm And Cozy With A Fireplace And Lots Of Natural Light, Formal Dining Room, Efficient Kitchen With Gas Cooking, Bonus Room Could Be Third Bedroom Or Office And A Half Bath!! There Is A Sun Drenched Back Porch Perfect For Your Morning Breakfast!! The Second Floor Is All Set With Two Bedrooms And One Full Bath. The Full Basement Has So Much Potential To Create Extra Area For Entertaining. The Outside Area Is Filled With Flowers And Trees That Takes You Away With Nature And Peaceful Surroundings !!! Close To All ,LIRR, Major Highways, Parks, Downtown Main Street Bay Shore, And Beaches!! This Community Was Originally Established To Create A Country Like Experience You Will Agree This Home Is A Perfect Fit!! Come One Come All:-):-)

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Gardiner Manor SchoolGrades 3-50.6 mi
5/10
Bay Shore Middle SchoolGrades 6-81.6 mi
6/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1947

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 1947

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Refrigerator
  • Laundry features: In Basement,Washer Hookup

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Formal Dining,Original Details
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,702
  • Total interior livable area: 1,582 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 0500391000300008000
  • Special condition: None

Features

  • Levels: Three Or More
  • Exterior features: Mailbox

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,283$39,396
Home Insurance *$254$3,048
Property Taxes $876$10,512
Electricity $261$3,137
Total$4,674$56,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,251/yr
40% on housing$140,220/yr
45% on housing$124,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$410This listing

vs Other Active Listings

Avg $/sqft

ZIP 11706$441
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11706$393
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Listed for sale$649,316

For Sale by Agent

AgentLawrence M. Gardner CBR
BrokerageExit Realty All Pro

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