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301 Foster Avenue, Sayville, NY, 11782

2beds
1baths
1,141sqft
$599,000
$525price/sqft
$4,300/moest. monthly cost
$172,000/yrincome needed

About This Home

Are you looking for a charming well maintained Cape with all wood floors? This house could be the one! The front of the house is nicely maintained and has a stone walkway to the front door. Upon entering the charm draws you in to the home where there is a family room/library with French doors. There are 2 bedrooms and 1 bathroom on the first floor. The kitchen is newer with gas cooking, a dishwasher and refrigerator. A wood deck is located off the kitchen for outdoor use in addition, to basement access. Laundry and utilities are found in the basement. Upstairs is a large finished space for a multi-purpose area with lots of natural sunlight from the skylight. There are closets for storage throughout the house. Property is set on .4 acres and is landscaped for easy maintenance. Close to Town Beach and Fire Island Ferries. This is a must see!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
Sayville Middle SchoolGrades 6-82.3 mi
9/10
Sayville High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1948

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup,In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Entrance Foyer,Original Details,Walk Through Kitchen
  • Flooring: Wood
  • Attic: Finished

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,141
  • Total interior livable area: 1,141 sqft

Kitchen

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 0500431000500005000
  • Special condition: None

Features

  • Patio & porch: Deck
  • Fencing: Partial
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.40 Acres
  • Features: Back Yard,Front Yard,Hilly

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$218$2,616
Property Taxes $808$9,696
Electricity $246$2,954
Total$4,300$51,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,428/yr
40% on housing$129,000/yr
45% on housing$114,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 11782$649
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11782$416
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$599,000
2026-07-14Listing removed$599,000
2026-07-02Listed for sale$599,000

For Sale by Agent

AgentSharon A. Sullivan-Piscopia E-PRO
BrokerageHoward Hanna Coach

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