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31 Atlantic Avenue, Ocean Beach, NY, 11770

5beds
4baths
2,566sqft
$3,199,000
$1,247price/sqft
$21,911/moest. monthly cost
$876,440/yrincome needed

About This Home

Welcome to your dream coastal escape in Seaview, Fire Island, a picturesque beachside village, where laid-back luxury meets timeless charm. This spacious and beautifully appointed vacation home offers the perfect setting for unforgettable seaside getaways. Featuring a chef’s kitchen, spacious living and dining areas, two spacious primary suites, a junior suite, and two additional bedrooms, appointed with luxurious finishes, this home blends ease of entertaining and intimate locations for privacy. A seamless connection to outdoor living, with the expansive deck and rooftop living space…. It’s ideal for sunset cocktails, stargazing, or simply soaking in panoramic views.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1930

Materials

  • Foundation: Other
  • Construction materials: Other

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Gas Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • First Floor Bedroom,Chefs Kitchen,Double Vanity,Eat-in Kitchen,Formal Dining,Kitchen Island,Open Floorplan,Open Kitchen,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Hot Air
  • Cooling features: Ductless

Interior Area

  • Total structure area: 3,316
  • Total interior livable area: 2,566 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Third

Other

  • Level: Lower

Property

Details

  • Parcel number: 0500497000200027000
  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Screened
  • Exterior features: Dog Run,Gas Grill
  • Fencing: Fenced

Lot

  • Lot size: 7,841 sqft
  • Features: Back Yard
  • Lot size dimensions: 80 x 100

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,175$194,100
Home Insurance *$994$11,928
Property Taxes $4,318$51,816
Electricity $424$5,088
Total$21,911$262,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$751,234/yr
40% on housing$657,330/yr
45% on housing$584,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,247This listing

vs Other Active Listings

Avg $/sqft

ZIP 11770$1,125
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11770$1,009
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-03Listed for sale$3,395,000
2023-03-27Sold$2,845,000
2023-01-05Sold$2,845,000
2022-10-04Price change$2,845,000
2022-03-30Listed for sale$2,895,000
2022-03-17Listing removed--
2022-03-16Listed for sale$2,895,000
2021-01-06Sold$910,000

For Sale by Agent

AgentJeanne De Frisco CBR
BrokerageNetter Real Estate Inc

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