See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

38 Homesite Avenue, Bay Shore, NY, 11770

4beds
2baths
1,082sqft
$1,599,000
$1,478price/sqft
$10,985/moest. monthly cost
$439,400/yrincome needed

About This Home

This classic Seaview gem offers a timeless charm with a bright, open layout. The kitchen features a cathedral ceiling and stainless-steel appliances, creating a spacious and inviting atmosphere. Hardwood floors flow seamlessly through the living room, dining area, and all four bedrooms. The home includes one and a half bathrooms, with the full bath recently renovated to add a fresh, modern touch. Two sets of sliding doors open to an expansive deck—ideal for outdoor living, dining and entertaining. There is also mature landscaping creating a serene setting. The home also provides everyone’s favorite, the outdoor shower. For year-round comfort, this home features split units offering both air conditioning and heat, as well as a cozy wood-burning stove for those cooler evenings. As part of the Seaview community, you’ll enjoy access to outstanding amenities including docking, a children’s playground which includes basketball courts and a pool. There are also Tennis courts and a ball field for your enjoyment. Just next door is the vibrant Village of Ocean Beach, home to a variety of restaurants and shops. Homeowners and guests will also appreciate the Ocean Beach Youth Group (OBYG), which offers enriching programs for children during the summer season.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

Construction

Condition

  • Property condition: Actual
  • Year built: 1951

Materials

  • Construction materials: Cedar,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen,Formal Dining,Kitchen Island,Open Floorplan
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air,Hot Water,Wood
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,082
  • Total interior livable area: 1,082 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 0500497000500033000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 60 x 91.8

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$496$5,952
Property Taxes $2,158$25,896
Electricity $246$2,954
Total$10,985$131,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$376,628/yr
40% on housing$329,550/yr
45% on housing$292,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,478This listing

vs Other Active Listings

Avg $/sqft

ZIP 11770$1,137
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11770$1,009
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-18Price change$1,700,000
2025-08-04Listed for sale$1,795,000
1998-12-04Sold$257,000

For Sale by Agent

AgentRobin L. Citriniti
BrokerageNetter Real Estate Inc

Similar Homes