See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

15 Dickerson Dr, Shelter Island, NY, 11964

3beds
3baths
1,500sqft
$2,199,000
$1,466price/sqft
$12,681/moest. monthly cost
$507,240/yrincome needed

About This Home

Located on protected Menantic Creek flowing into West Neck Harbor with direct access to open water, this contemporary waterfront is designed for easy summer living. Set on approximately one acre, the property offers a balance of privacy and usable waterfront space. Angular rooflines and clerestory windows bring in consistent natural light while maintaining a sense of seclusion. The main living space is centered on a sculptural fireplace that anchors the room beneath radiating ceiling planes. Clean wall expanses were designed to accommodate artwork, while the open layout extends naturally to the dining area and out to a wraparound deck for outdoor living. A recently renovated kitchen with breakfast bar is set just off the main space. The primary suite offers direct access to the deck and a full bath with built-ins and vanity. Two additional first-floor bedrooms each open to their own outdoor areas and share a hall bath. The main level encompasses approximately 1,870A± sq. ft. The lower level adds approximately 1,500A± sq. ft. of recently renovated space, including a family room with wet bar, a bonus room, full bath, laundry area, and office, with doors and windows opening to outdoor patios. The grounds are arranged in tiers along the waterfront, with multiple areas for seating and entertaining, including a deck surrounding the Gunite pool, a patio, and a lawn stretching out to the dock, which has a floating platform, a boater's dream!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Shelter Island SchoolGrades PK-120.8 mi

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 0700018000300034001

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage type: Waterfront

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,119$133,428
Home Insurance *$566$6,792
Property Taxes $749$8,988
Electricity $247$2,974
Total$12,681$152,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$434,777/yr
40% on housing$380,430/yr
45% on housing$338,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,466This listing

vs Other Active Listings

Avg $/sqft

ZIP 11964$1,518
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11964$1,656
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$2,450,000
2025-12-07Listing removed$2,650,000
2025-10-30Price change$2,650,000
2025-05-27Listed for sale$2,799,000
2025-05-14Listing removed$2,895,000
2024-08-09Listed for sale$2,895,000
2019-12-17Sold$1,450,000
2019-09-27Sold$1,450,000
2019-08-08Pending sale$1,495,000
2018-12-11Listing removed$25,000
2018-06-26Listed for rent$25,000
2018-03-23Listing removed$25,000
2018-02-07Listed for sale$1,495,000

For Sale by Agent

AgentPenelope Moore - Associate Real Estate Broker
BrokerageSaunders & Associates

Similar Homes