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7645 Century Hills Rd N, Billings, MT, 59106

4beds
2baths
1,883sqft
$325,000
$173price/sqft
$2,050/moest. monthly cost
$82,000/yrincome needed

About This Home

Room to spread out with views you’ll appreciate every day. This 4 bed, 2 bath home sits on just over an acre in Century Hills Ranchettes and offers a peaceful setting with plenty of usable space. Inside features a functional split-entry layout with two living spaces, while outside gives you room for parking, toys, pets, or projects. Fenced yard, attached 2-car garage, deck, and space to enjoy the outdoors without feeling boxed in. If you’ve been looking for a property with some breathing room and a little less restriction, this one is definitely worth seeing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Elder Grove SchoolGrades PK-52.9 mi
5/10
Elder Grove 7-8Grades 6-82.9 mi
5/10
Billings West High SchoolGrades 9-126.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split-Foyer
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Range,Microwave,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Finished area above ground: 963

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,883 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: C13077
  • Zoning description: UNZON

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Fence
  • Fencing: Fenced

Lot

  • Lot size: 1.01 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance $155$1,860
Property Taxes $101$1,212
Electricity $151$1,812
Total$2,050$24,600

Income You'd Need if You Spent...

35% on housing$70,285/yr
40% on housing$61,500/yr
45% on housing$54,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 59106$239
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59106$219
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$325,000
2024-04-11Listing removed--
2024-03-26Listed for rent$2,200
2024-03-06Listing removed--
2024-02-16Listed for rent$2,200
2020-09-21Listing removed$254,900
2020-07-23Pending sale$254,900
2020-07-15Price change$254,900
2020-07-07Listed for sale$259,900
2020-05-13Pending sale$259,900
2020-05-13Listed for sale$259,900

For Sale by Agent

AgentBrian Lang
BrokerageCentury 21 Americana

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