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59046 County Road 9, Elkhart, IN, 46517

2beds
2baths
1,377sqft
$300,000
$218price/sqft
$2,036/moest. monthly cost
$81,440/yrincome needed

About This Home

With a little sweat equity, you could have the home you have been dreaming of!! 2 (very large) bedrooms and 2 full bath home on over an acre of property with two outbuildings! One of the outbuildings needs a roof (we are not giving this building any value). Main floor laundry,2 car attached garage, and a full basement ready for your finishing touches. You will be amazed at what new flooring and fresh paint could do for this home! So many possibilities, you won't want to miss your chance at this one!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Dimensional Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Range,Gas Water Heater,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 165

Features

  • Window features: Window Treatments
  • Flooring: Carpet,Laminate
  • Fireplace features: Gas Log,Basement
  • Finished area below ground: 0
  • Finished area above ground: 1,377

Heating & Cooling

  • Heating features: Natural Gas,Conventional,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,754
  • Total interior livable area: 1,377 sqft

Kitchen

  • Level: Main
  • Area: 195

Living Room

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 200628101002.000009

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 1.17 Acres
  • Features: Sloped,0-2.9999,Rural
  • Lot size dimensions: 206'x249'

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$143$1,716
Property Taxes $193$2,316
Electricity $184$2,212
Total$2,036$24,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,805/yr
40% on housing$61,080/yr
45% on housing$54,293/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 46517$131
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46517$151
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$300,000
2026-07-03Pending sale$300,000
2026-06-10Listed for sale$300,000

For Sale by Agent

AgentAmy S Talcott
BrokerageFront Door Real Estate Team

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