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109 N Indiana Ave, Goshen, IN, 46526

3beds
2baths
1,344sqft
$214,900
$160price/sqft
$1,573/moest. monthly cost
$62,920/yrincome needed

About This Home

Move in ready home conveniently located in the heart of Goshen with easy access to downtown amenities & great local restaurants! This home is full of timeless character including original hardwood flooring, staircase, doors and trim. Fresh paint and updated lighting through out. Great layout with a spacious living room, formal dining room and half bath on the main level. The nicely updated kitchen has stylish new cabinets & counter tops plus all new stainless steel appliances. Upstairs you will find 3 big bedrooms and a full bath with tile tub surround and built in shelving for extra storage. Sliding patio door in the dining room leads out to the deck and fenced in backyard. There is room for off street parking plus a 1 car garage in back. The full basement is clean and offers plenty of storage space plus laundry hook ups.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
6/10
Goshen Middle SchoolGrades 7-81.1 mi
3/10
Goshen High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1939

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Gas,Dishwasher,Refrigerator,Exhaust Fan,Gas Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Block

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156

Features

  • Laminate Counters,Natural Woodwork,Tub/Shower Combination,Formal Dining Room
  • Window features: Blinds
  • Flooring: Hardwood,Vinyl,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: Main
  • Area: 112

Living Room

  • Level: Main
  • Area: 297

Property

Details

  • Parcel number: 201108427019.000015

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Chain Link

Lot

  • Lot size: 6,534 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 48x140

Parking

  • Total spaces: 1
  • Parking features: Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$102$1,224
Property Taxes $201$2,412
Electricity $184$2,212
Total$1,573$18,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,931/yr
40% on housing$47,190/yr
45% on housing$41,946/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 46526$146
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46526$140
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$225,000
2026-08-07Price change$209,900
2026-07-24Price change$214,900
2026-07-20Price change$219,900
2026-07-10Price change$224,900
2026-06-26Listed for sale$229,900
2026-04-15Sold$120,703
2021-04-01Sold$143,500
2021-03-23Pending sale$139,900
2021-03-23Listing removed--
2021-03-19Pending sale$139,900
2021-03-18Listing removed--
2021-03-03Pending sale$139,900
2021-02-25Listed for sale$139,900

For Sale by Agent

AgentMorgan Lytle
BrokerageRealty Experts LLC

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