18105 Us Highway 20, Goshen, IN, 46528
About This Home
Tucked away on 1.77 acres in the desirable Middlebury school district, this fully updated home blends modern finishes with space to spread out both inside and out. With 1,542 finished sq ft above grade plus a partially finished walkout basement, there’s room to live, entertain, and make the space your own. The interior has been extensively updated with quartz countertops, new cabinets, luxury vinyl plank flooring, new carpet, updated plumbing, and new exterior and patio doors. The kitchen is ready to go with the refrigerator, electric range, microwave, and dishwasher all included. You’ll also appreciate the brand new gas water heater, gas hookup for the dryer, and washer hookup already in place. Just off the kitchen, the main level living room features its own brand new wall heater, creating a flexible bonus space for entertaining, a playroom, office, or second living area. Outside, the improvements continue with a brand new deck, fresh landscaping and seeding, new retaining wall, and a 32x20 storage/parking building that offers excellent space for storage, hobbies, tools, or extra vehicles. The home also features a newer well, septic inspection and pumping completed in October 2025, a new septic riser, and a roof that’s only 6 years old. If you’ve been looking for acreage, updates, and a move-in ready property in Middlebury schools, this one is worth a look.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Electric Range,Gas Water Heater
- Laundry features: Gas Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Partially Finished
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 108
Family Room
- Level: Main
- Area: 209
Features
- Breakfast Bar,Beamed Ceilings,Stand Up Shower,Main Level Bedroom Suite
- Flooring: Carpet,Vinyl
- Attic: Pull Down Stairs
- Finished area below ground: 589
- Finished area above ground: 1,542
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Wall Furnace
- Cooling features: Central Air
Interior Area
- Total structure area: 2,790
- Total interior livable area: 2,131 sqft
Kitchen
- Level: Main
- Area: 132
Living Room
- Level: Main
- Area: 216
Property
Details
- Parcel number: 200710477006.000019
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 1.77 Acres
- Features: Few Trees,0-2.9999,Landscaped
- Lot size dimensions: 397 x 197 x 379x201
Parking
- Parking features: Concrete,Stone
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $185 | $2,220 |
| Electricity | $195 | $2,344 |
| Total | $2,213 | $26,556 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $344,900 |
| 2025-10-17 | Sold | $100,000 |
View on Zillow