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212 E Waterford St, Wakarusa, IN, 46573

4beds
1baths
1,749sqft
$259,900
$149price/sqft
$1,918/moest. monthly cost
$76,720/yrincome needed

About This Home

Welcome home to this beautifully updated 4-bedroom home in the heart of Wakarusa! Combining timeless character with modern finishes, this move-in-ready home offers the perfect blend of charm, comfort, and convenience. Step inside to discover a stunning brand-new kitchen featuring stylish finishes and ample cabinet space, complemented by new flooring throughout much of the home and numerous additional updates that make everyday living a breeze. Whether you're entertaining guests or enjoying a quiet evening at home, the functional layout provides plenty of space for everyone. Located in the highly sought-after Wa-Nee School District, this home offers an unbeatable location with easy access to local parks, schools, and all the small-town charm Wakarusa has to offer. If you've been searching for a home where all the hard work has already been done, this is it. Just unpack, settle in, and enjoy everything this beautifully updated 4-bedroom home has to offer!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

7/10
8/10
North Wood Middle SchoolGrades 6-80.3 mi
8/10
North Wood High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1848

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,749

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,730
  • Total interior livable area: 1,749 sqft

Living Room

  • Level: Main
  • Area: 176

Property

Details

  • Parcel number: 200925354011.000025

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,712 sqft
  • Features: 0-2.9999
  • Lot size dimensions: 67x230

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$238$2,856
Property Taxes $182$2,184
Electricity $184$2,212
Total$1,918$23,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,760/yr
40% on housing$57,540/yr
45% on housing$51,146/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 46573$35
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46573$133
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$254,900
2026-07-23Listed for sale$259,900

For Sale by Agent

AgentDrew Overmyer
BrokerageAt Home Realty Group

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