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2645 Muirfield Way, Gilroy, CA, 95020

5beds
5baths
3,688sqft
$1,749,000
$474price/sqft
$11,725/moest. monthly cost
$469,000/yrincome needed

About This Home

***VOTED HOME OF THE WEEK*** Located in the prestigious gated golf course community of Eagle Ridge, this beautifully updated 5 bedroom,4.5 bath residence offers 3,688 sq ft on a quiet street tucked away from the bustle of the golf course, with serene mountain views. The home features a spacious floorpan which includes a formal dining room, rich hardwood flooring, granite countertops, and updates throughout. Step into the enchanting courtyard strung with bistro lights, a truly magical setting for evening dinners, weekend celebrations, or quiet mornings with coffee under the open sky. With a desirable downstairs ensuite ideal for multigenerational living, plus a separate downstairs office or guest suite with its own private entrance, this home creates endless possibilities for a home office, private studio, or secluded guest quarters. Upstairs, the expansive primary suite offers a private balcony retreat to enjoy peaceful mountain vistas, a spa like primary bath, & 2 additional bedrooms, with one also featuring its own private balcony. With generous living spaces, refined finishes, and a prime location within one of the areas most sought-after gated communities, this exceptional home provides a serene retreat where luxury, privacy, & elegant design come together in perfect harmony.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
5/10
Solorsano Middle SchoolGrades 6-81.2 mi
5/10
Gilroy High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Disposal,Range Hood,Microwave,Built In Oven,Double Oven,Gas Oven,Refrigerator
  • Laundry features: In Utility Room

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, PrimaryTubwJets, ShowersoverTubs2plus, StallShower2plus, FullonGroundFloor, PrimaryOversizedTub, HalfonGroundFloor, OversizedTub

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, BreakfastNook, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings
  • Flooring: Carpet,Hardwood,Tile,Vinyl Linoleum
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,688
  • Total interior livable area: 3,688 sqft

Kitchen

  • Features: Countertop_Granite, IslandwithSink

Property

Details

  • Parcel number: 81063015
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Community,In Ground
  • Patio & porch: Balcony/Patio
  • Exterior features: Fenced,Courtyard
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire
Drought
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,843$106,116
Home Insurance *$304$3,648
Property Taxes $1,788$21,456
Electricity $790$9,490
Total$11,725$140,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$402,000/yr
40% on housing$351,750/yr
45% on housing$312,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$474This listing

vs Other Active Listings

Avg $/sqft

ZIP 95020$539
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95020$508
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,749,000
2021-10-21Sold$1,510,000
2021-09-19Listed for sale$1,495,000
2021-05-11Listing removed--
2021-03-31Listed for sale$1,500,000
2017-04-28Sold$1,046,000
2017-03-24Pending sale$1,050,000
2017-03-02Listed for sale$1,050,000
2007-07-24Sold$970,000
2003-03-25Sold$725,000

For Sale by Agent

AgentErica Trinchero
BrokerageColdwell Banker Realty

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