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206 Cobb St, Gibsonville, NC, 27249

2beds
1baths
736sqft
$144,900
$197price/sqft
$1,137/moest. monthly cost
$45,480/yrincome needed

About This Home

Amazing opportunity in Gibsonville! Come see this 2-bedroom, 1-bath home featuring a spacious kitchen and living room. Enjoy the covered back porch overlooking the yard. The 2-car detached garage offers plenty of room for vehicles, storage, or a workshop. Conveniently located with easy access to local amenities, shopping, and major routes. Offer Instructions are in the Agent Only Section.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
5/10
Eastern Middle SchoolGrades 6-83.9 mi
2/10

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: See Remarks,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Remarks,Free-Standing Range,Gas Water Heater
  • Laundry features: Dryer Connection,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • See Remarks
  • Flooring: Carpet,See Remarks,Vinyl,Wood
  • Finished area above ground: 736

Heating & Cooling

  • Heating features: Forced Air,See Remarks,Natural Gas
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 736
  • Total interior livable area: 736 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0102707
  • Zoning: RS-15
  • Special condition: Foreclosure/REO/Bank

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Remarks
  • Fencing: None

Lot

  • Lot size: 0.40 Acres
  • Features: Cleared,Level,Flat
  • Lot size dimensions: Confirm with Survey

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,See Remarks,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Guilford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$52$624
Property Taxes $153$1,836
Electricity $200$2,405
Total$1,137$13,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,982/yr
40% on housing$34,110/yr
45% on housing$30,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 27249$155
Guilford County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27249$171
Guilford County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$144,900
2026-06-23Listed for sale$144,900
2026-04-15Sold$116,893
2020-10-30Sold$113,000
2020-10-23Pending sale$109,900
2020-10-23Listed for sale$109,900
2020-08-19Listing removed$109,900
2020-07-19Pending sale$109,900
2020-07-17Listed for sale$109,900

For Sale by Agent

AgentTracey Shrouder
Brokerage360 Realty

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