2228 Capitola Rd, Santa Cruz, CA, 95062
About This Home
Welcome to 2228 Capitola Road, a thoughtfully designed modern property offering the flexibility of a primary residence with built-in rental income potential. Completed as a contemporary single-family home with an attached accessory dwelling unit (ADU), this unique property combines clean architectural design, high-end finishes, and low-maintenance living in one convenient locations. The main residence features two bedrooms and one bath, highlighted by polished concrete floors, expansive windows, and an open-concept living space filled with natural light. The designer kitchen showcases premium finishes and modern styling, creating an ideal space for both everyday living and entertaining. Large windows frame views of the sunny, fully fenced backyard, seamlessly connecting indoor and outdoor living. The attached one-bedroom, one-bath ADU provides exceptional flexibility perfect for rental income or multigenerational living Outside, the professionally designed landscape and sunny back yard provides ample room for gardening, outdoor dining, and relaxation, while requiring minimal upkeep. Additional features include a two-car covered carport, a dedicated storage area, and an all-electric modern design with quality contemporary finishes throughout.
Getting Around
Very Walkable
Some Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Modern/HighTech
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Disposal,Microwave,Electric Oven/Range,Refrigerator,Washer/Dryer
Bathroom
- Features: ShowerandTub, SolidSurface
Bedroom
- Features: GroundFloorBedroom
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: DiningAreainLivingRoom
Family Room
- Features: NoFamilyRoom
Features
- Door features: None
- Flooring: Concrete
Heating & Cooling
- Heating features: Solar With Backup
- Cooling features: Central Air
Interior Area
- Total structure area: 1,645
- Total interior livable area: 1,645 sqft
Kitchen
- Features: _220VoltOutlet
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 02914451000
- Attached to another structure: Yes
- Zoning: R-1-4
- Special condition: Standard
Features
- Stories: 2
- Fencing: Back Yard
Lot
- Lot size: 5,706 sqft
- Features: Level
Parking
- Total spaces: 2
- Parking features: Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,848 | $106,176 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $875 | $10,500 |
| Electricity | $398 | $4,786 |
| Total | $10,303 | $123,636 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Listed for sale | $1,750,000 |
| 2024-01-19 | Listing removed | -- |
| 2024-01-08 | Price change | $3,495 |
| 2023-10-25 | Listed for rent | $3,595 |
| 2013-08-02 | Listing removed | $550,000 |
| 2013-05-18 | Price change | $550,000 |
| 2013-02-26 | Price change | $599,000 |
| 2013-02-01 | Listed for sale | $375,000 |
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