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526 12th St, Huntington Beach, CA, 92648

4beds
4baths
2,776sqft
$2,298,000
$828price/sqft
$14,628/moest. monthly cost
$585,120/yrincome needed

About This Home

Experience the best of coastal living in this beautifully positioned three-story residence just a few blocks from the beach in the heart of downtown Huntington Beach. Ideally located near Main Street, 526 12th Street offers the perfect blend of lifestyle, convenience, and relaxed seaside charm. This thoughtfully designed home features 3 bedrooms plus a versatile bonus room that can easily be converted into a 4th bedroom, along with 2 full bathrooms and 2 powder rooms, providing both comfort and flexibility across all three levels. The spacious layout is ideal for everyday living and entertaining, with natural light flowing throughout and multiple levels offering separation and privacy. Whether hosting guests or enjoying a quiet evening, the home delivers a seamless balance of function and style. Step outside and enjoy exceptional walkability—just moments from the sand, and an easy stroll to Main Street’s vibrant dining scene, boutique shopping, and nearby parks. Everything you need for an effortless coastal lifestyle is just a short walk away. A rare opportunity to own a well-located coastal home in one of Southern California’s most sought-after beach communities.

Getting Around

80
WalkingVery Walkable
32
TransitSome Transit
88
BikeVery Bikeable

Schools

8/10
9/10

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 2002

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Freezer,Disposal,Gas Range,Ice Maker,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Laundry Chute,Washer Hookup,In Carport,Laundry Room

Bathroom

  • Features: Jack and Jill Bath

Bathroom

  • Features: Bathtub,Closet,Dual Sinks,Enclosed Toilet,Quartz Counters,Remodeled,Separate Shower,Upgraded,Walk-In Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Balcony,Breakfast Area,Ceiling Fan(s),Crown Molding,Dry Bar,Separate/Formal Dining Room,Eat-in Kitchen,Furnished,High Ceilings,Living Room Deck Attached,Pantry,Quartz Counters,Recessed Lighting,All Bedrooms Up,Attic,Jack and Jill Bath,Loft,Primary Suite,Walk-In Pantry
  • Window features: Blinds,Screens
  • Flooring: Vinyl
  • Fireplace features: Family Room,Gas,Kitchen,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,776 sqft

Kitchen

  • Features: Quartz Counters,Remodeled,Updated Kitchen,Walk-In Pantry

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home,Accessible Doors

Details

  • Parcel number: 02401834
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Left side of the house
  • Pool features: None
  • Patio & porch: Concrete,Front Porch,Porch
  • Spa features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2,837 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Direct Access,Garage,One Space
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,619$139,428
Home Insurance *$229$2,748
Property Taxes $2,185$26,220
Electricity $595$7,143
Total$14,628$175,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$501,531/yr
40% on housing$438,840/yr
45% on housing$390,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$828This listing

vs Other Active Listings

Avg $/sqft

ZIP 92648$673
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92648$860
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$2,498,000
2019-12-20Listing removed$5,500
2019-11-04Price change$5,500
2019-10-13Listed for rent$5,900
2018-05-30Listing removed$5,000
2018-04-20Listed for rent$5,000
2018-04-20Listing removed$1,899,999
2017-12-18Listed for sale$1,899,999
2002-04-04Sold$680,000
2000-03-22Sold$430,000
1998-01-20Sold$260,000

For Sale by Agent

AgentAntoine Raffouly
BrokerageLuxe Real Estate

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